HBSE Class 9 Question Paper 2021 Banking and Financial Services

Code No. 1430
CLASS : 9th (Ninth) Series : 9-April/2021

Roll No.










BANKING & FINANCIAL SERVICES
National Skills Qualification Framework (NSQF)
Level - 1
[ fgUnh ,oa vaxzsth ek/;e ]
[ Hindi and English Medium ]
(Only for Fresh/School Candidates)

le; : 2½ ?k.Vs ] [ iw.kk±d : 60
Time allowed : 2½ hours ] [ Maximum Marks : 60
• Ñi;k tk¡p dj ysa fd bl iz'u-i= esa eqfnzr i`"B 8 rFkk iz'u 36 gSaA
Please make sure that the printed pages in this question paper are 8 in number and
it contains 36 questions.
• iz'u-i= esa lcls Åij fn;s x;s dksM uEcj dks Nk= mÙkj-iqfLrdk ds eq[;-i`"B ij fy[ksaA
The Code No. on the top of the question paper should be written by the candidate
on the front page of the answer-book.
• Ñi;k iz'u dk mÙkj fy[kuk 'kq: djus ls igys] iz'u dk Øekad vo'; fy[ksaA
Before beginning to answer a question, its Serial Number must be written.
• mÙkj-iqfLrdk ds chp esa [kkyh iUuk / iUus u NksMsa+A
Don’t leave blank page/pages in your answer-book.
• mÙkj-iqfLrdk ds vfrfjDr dksbZ vU; 'khV ugha feysxhA vr% vko';drkuqlkj gh fy[ksa vkSj fy[kk mÙkj u
dkVsaA
Except answer-book, no extra sheet will be given. Write to the point and do not
strike the written answer.
• ijh{kkFkhZ viuk jksy ua0 iz'u&i= ij vo'; fy[ksaA
Candidates must write their Roll Number on the question paper.
• d`i;k iz'uksa dk mÙkj nsus lss iwoZ ;g lqfuf'pr dj ysa fd iz'u-i= iw.kZ o lgh gS] ijh{kk ds mijkUr bl
lEcU/k esa dksbZ Hkh nkok Lohdkj ugha fd;k tk;sxkA
Before answering the question, ensure that you have been supplied the correct and
complete question paper, no claim in this regard, will be entertained after
examination.

1430 P. T. O.

(2) 1430
uksV % (i) lHkh iz'uksa ds mÙkj nhft,A
Attempt all questions.

(ii) izR;sd iz'u ds vad mlds lkeus fn;s x;s gSaA
Marks are indicated against each question.

(iii) vkids mÙkj vadkuqlkj gksus pkfg,A
Your answer should be according to marks.

[ fucU/kkRed iz'u ]

[ Essay Type Questions ]

1. cSadksa ds fofHkUu izdkjksa dk o.kZu dhft,A 6

Describe the various types of Banks.
vFkok
OR
_.k LohÑr djus ds fy, mBk, tkus okys dneksa dk o.kZu dhft,A
Explain the steps involved in the Loan approval.

2. lw{e&foÙk ds {ks= esa Hkkjr esa dkSu&dkSu&lh ubZ igy gqbZ gS \ o.kZu djsaA 6

What are the new initiatives in the field of Microfinance in India ? Explain.

vFkok
OR

_.k D;k gS \ _.k dh fo'ks"krkvksa dk o.kZu djsaA
What is Loan ? Explain the features of loan.

[ y?kq mÙkjh; iz'u ]
[ Short Answer Type Questions ]

3. miHkksDrk igpku dks izHkkfor djus okys dkjdksa dk o.kZu dhft,A 3
Explain the factors which affect identifying the Customers.

(3) 1430

4. KYC izfØ;k dks le>kb,A 3

Discuss KYC process.

5. Ñf"k&{ks= _.k ls D;k vfHkizk; gS \ 3

What is meant by Agriculture segment loan ?

6. lw{e&foÙk _.k dh dksbZ rhu fo'ks"krk,¡ crkb,A 3

State any three features of microfinance loan.

[ vfr y?kq
y?kq mÙkj
mÙkjkRed iz'u ]
[ Very Short Answer Type Questions ]

7. lwpuk nsus ds nks mnkgj.k nhft,A 2

Give two examples of giving information.

8. eqnzk (Mudra) D;k gS \ 2

What is Mudra ?

9. 'kk[kk cSafdax D;k gS \ 2

What is Branch Banking ?

10. vk;kr&fu;kZr cSad D;k gS \ 2

What is Export-Import Bank ?

11. dk;Z'khy iw¡th D;k gS \ 2

What is Working Capital ?

12. lkof/k&_.k D;k gS \ 2

What is Term-Loan ?

1430 P. T. O.

(4) 1430
[ oLrqfu"B iz'u ]

[ Objective Type Questions ]

13. NABARD dk iwjk :i fy[ksaA 1

Write full form of NABARD.

14. Mudra dh LFkkiuk dc gqbZ \ 1

When was Mudra came into existence ?

15. NBFC dk iw.kZ :i fy[ksaA 1

Write full form of NBFC.

16. Hkkjr esa cSafdax m|ksx dk fu;U=d -------------- gSA ¼[kkyh LFkku Hkjsa½ 1

The regulator of Banking Industry, in India, is …………. . (Fill in the blank)

17. lu~ 1969 esa Hkkjr esa fdrus O;kikfjd cSadksa dk jk"Vªh;dj.k gqvk \ 1

How many Commercial Banks were Nationalised in India in the year 1969 ?

(A) 14 (B) 10

(C) 20 (D) 15

18. fuEu esa ls dkSu vius {ks= dh xzkeh.k turk dks cSafdax ,oa foÙkh; lsok,¡ nsrk gS \ 1

(A) fodkl cSad (B) ukckMZ
(C) vkj&vkj ch (D) LVsV cSad vkWQ bf.M;k
Which of the following provide banking and financial services to rural populace
of their area ?

(A) Development Bank (B) NABARD

(C) RRBs (D) State Bank of India

(5) 1430

19. ekbØksQkbusal dsoy ------------- ls gh lEcfU/kr ugha gSA ¼[kkyh LFkku Hkjsa½ 1

The term "Microfinance is not limited only to …..… activities. (Fill in the blank)

20. fuEu esa ls dkSu&lk irs dk izek.k ugha gS \ 1

(A) fctyh fcy (B) ujsxk tkWc dkMZ
(C) esfMdy izek.ki= (D) jk'ku dkMZ
Which of the following is not the address proof ?

(A) Electricity bill (B) Job Card of NREGA

(C) Medical certificate (D) Ration Card

21. fuEu esa ls dkSu&lk LFky pquko dh fo'ks"krk gS \ 1

(A) yksds'ku (B) vkjke
(C) igq¡p (D) mijksDr lHkh
Which of the following is a feature of venue selection ?

(A) Location (B) Comfort

(C) Accessibility (D) All of the above

22. fuEu esa ls dkSu&lk lw{e&foÙk ¼ekbØksQkbusal½ dk fgLlk ugha gS \ 1

(A) vkosnu (B) izLrko
(C) izh&lSaD'ku (D) lSaD'ku
Which of the following is not a part of microfinance ?

(A) Application (B) Resolution

(C) Pre-sanction (D) Sanction

1430 P. T. O.

(6) 1430

23. fuEu esa ls dkSu&lk chek dk izdkj ugha gS \ 1

(A) thou (B) LokLF;
(C) ekSle (D) fdrkc
Which of the following is not a type of Insurance ?

(A) Life (B) Health

(C) Weather (D) Book

24. lw{e&foÙk _.k&vnk;xh pØ dkQh NksVk gksrk gSA ¼lgh@xyr½ 1

Loan repayment cycle in microfinance is very small. (True/False)

25. KYC ykxw gksrk gS % 1

(A) tek [kkrs (B) _.k [kkrs
(C) dsoy (B) (D) nksuksa (A) o (B)
KYC is applicable to :

(A) Deposit accounts (B) Loan accounts

(C) Only (B) (D) Both (A) & (B)

26. fctyh fcy iwfrZ djrk gS % 1

(A) igpku i= (B) irs dk izek.k
(C) dsoy (B) (D) nksuksa (A) o (B)
An electricity bill serves as :

(A) Proof of identity (B) Proof of address

(C) Only (B) (D) Both (A) & (B)

(7) 1430

27. ^^cPps QqVcky [ksys** bl okD; esa drkZ dks igpkfu, % 1

(A) cPps (B) cPps [ksys

(C) [ksys (D) QqVcky

"The children played football" identify the subject in the sentence :

(A) The children (B) Children played

(C) Played (D) Football

28. lkSj&ÅtkZ] uohdj.k ÅtkZ dk òksr gSA ¼lgh@xyr½ 1

Solar energy is a source of renewable resources. (True/False)

29. RAM dk iw.kZ :i fyf[k,A 1

Write full form of RAM.

30. dEI;wVj dk czsu fdls dgrs gSa \ 1

What is the brain of Computer ?

31. tu&laokn ds rhu ^ih* ds uke fy[ksaA 1

Write three 'P' (3Ps) of Public Speaking.

32. VªSfQd ykbV~l :→ ihyh ykbV ------------ dk b'kkjk gSA ¼[kkyh LFkku Hkjsa½ 1

Traffic lights :→ Yellow light give signal for …………. . (Fill in the blank)

1430 P. T. O.

(8) 1430

33. ICICI cSad ----------- {ks= dk cSad gSA ¼[kkyh LFkku Hkjsa½ 1

ICICI Bank is a …………. sector Bank. (Fill in the blank)

34. cSad ns'k dh ------------ esa eq[; Hkwfedk vnk djrs gSAa ¼[kkyh LFkku Hkjsa½ 1

Banks, play a vital role in the ………… of a country. (Fill in the blank)

35. efgyk Lo;a lgk;rk lewg lqj{kk vf/kfu;e dc ikl gqvk \ 1

In which year women 'SHGs' Protection Act was passed ?

36. CIBIL dk iw.kZ :i D;k gS \ 1

CIBIL stands for ………. .

S