Goa Board Class 12 Question Paper Mar 2019 Banking II _New Syllabus_

2019 III 14 1000 Seat No.

Time : 2 Hours BANKING-II
Subject Code (New Syllabus)

V 2 3 6
Total No. of Questions : 5 (Printed Pages : 4) Maximum Marks : 50

INSTRUCTIONS : (i) Answer each question on a fresh page.

(ii) Write the number of the questions and sub-questions
clearly.

(iii) All questions are compulsory.

(iv) Figures to the right indicate full marks.

1. (A) Choose the correct alternative from those given below to complete the

(i) Banking Regulation Act in India was passed in the year.............

(a) 1939

(b) 1940

(c) 1949

(d) 1959.

(B) Attempt the following in one word or a phrase : 1

(i) What does the abbreviation F.E.R.A. stand for with reference to
Banking Regulations.

(C) Attempt the following in about 50-60 words : 3

(i) Explain any three rationale of Regulations in Indian Banking
System.

(D) Attempt the following in about 150-160 words : 5

(i) Explain in detail any five rights of banker with reference to the

operation of customers account.

2. (A) Choose the correct alternative from those given below to complete the

statement and rewrite the same : 1

(i) The Currency of United Arab Emirates is...............................

(a) Dollar

(b) Riyal

(c) Dirham

(d) Piaster

(B) Attempt the following in one sentence : 1

(i) What is export finance ?

(C) Attempt the following in about 50-60 words : 3

(i) State any three Indirect Agricultural Finance.

(D) Attempt the following in about 150-160 words : 5

(i) Explain the types of Mortgage Loan (any five).

Or

Explain the different types of Bank Loan (any five).

3. (A) Attempt the following in one word or a phrase : 1

(i) State an instrument of banking system that provides instant facility

in its holders to purchase goods and services.

(B) Attempt the following in one word or a phrase : 1

(i) What does the abbreviation N.E.F.T. stand for with reference to
Banking Regulations ?

(C) Attempt the following in about 50-60 words : 3

(i) Distinguish between Pledge and Hypothecation mentioning any
three points of distinction.

(D) Attempt the following in about 150-160 words : 5

(i) Explain any five benefits of E-Banking to the Bankers.

Or

Explain any five benefits of E-Banking to Customers.

4. (A) Choose the correct alternative from those given below to complete the

(i) The Reserve Bank of India was formed on 1st April....................

(a) 1935

(b) 1945

(c) 1955

(d) 1965

(B) Attempt the following in about 30-40 words : 2

(i) State any four examples of fee based services of the bank.

(C) Write a short note on ‘‘Bill of Lading’’. 2

(D) Explain briefly unorganised financial market. 2

(E) Attempt the following in about 50-60 words : 3

(i) Explain the disadvantages of E-Banking (any three).

5. (A) Attempt the following in one sentence : 1

(i) What is Money Market.

(B) Attempt the following in about 30-40 words : 2

(i) State any two essentials for development of Money Market.

(C) Attempt the following in about 30-40 words : 2

(i) State any four subsidiaries of State Bank of India.

(D) Explain trustee and beneficiary relationship between Banker and
Customer. 2

(E) Answer the following in about 50-60 words : 3

(i) Explain the following fee based services provided by banks :

(a) Lockers

(b) Outward NEFT

(c) Cheque return charges—outward.