HP Board Class 9 Model Question Paper 2022 BFSI Term 2

MODEL TEST PAPER (Term - II) v •¢∑ flÊ‹ð ¬˝‡ŸÙ¥ ∑ð ©ûÊ⁄ v ‡ÊéŒ ÿÊ ∞∑ ¬¢ÁÄà ◊ð¥, w •¢∑ Ù¥
Class – 9th (Level - I) flÊ‹ð ¬˝‡ŸÙ¥ ∑ð ©ûÊ⁄ wÆ ‚ð yÆ ‡ÊéŒÙ¥ ◊ð¥, x •¢∑ Ù¥ flÊ‹ð ¬˝‡ŸÙ¥ ∑ð
Subject – BFSI ©ûÊ⁄ yÆ ‚ð {Æ ‡ÊéŒÙ¥ ◊𥠌ËÁ¡∞–
Q.1. Answer the following multiple choice questions ?
Time : 3 hours M.M. : 40
ÁŸêŸÁ‹Áπà ’„È Áfl∑ À¬Ëÿ ¬˝‡ŸÙ¥ ∑ð ©ûÊ⁄ ŒËÁ¡∞ ? 5×1=5
Áfl‡Êð· ÁŸŒð¸‡Ê (Special Instructions) :– (a) What are the business found in our
(i) Candidates are required to give answers in their community ?
ownwords as for as practicable. (i) Hotel (ii) Shops
¬⁄ˡÊÊÕ˸ ÿÕÊ‚¢÷fl •¬Ÿð ‡ÊéŒÙ¥ ◊ð¥ „Ë ©ûÊ⁄ Œð¥– (iii) Restaurant (iv) All of the above
(ii) While answering your quesitons, you must „◊Ê⁄‘ ‚◊ÈŒÊÿ ◊𥠬Ê∞ ¡ÊŸð flÊ‹Ê √ÿfl‚Êÿ ∑ ıŸ-∑ ıŸ ‚ð
indicate on your answer book the same question „Ò ?
number as appears in your question paper. (v) „Ù≈‹ (w) ŒÈ∑ ÊŸ
¬˝‡ŸÙ¥ ∑ð ©ûÊ⁄ ŒðÃð ‚◊ÿ ¡Ù ¬˝‡Ÿ ‚¢ÅÿÊ ¬˝‡Ÿ-¬òÊ ¬⁄ Œ‡ÊÊ߸ ªß¸ (x) ⁄‘ SÃ⁄Ê¢ (y) ©¬⁄ÙÄà ‚÷Ë
„Ò ©ûÊ⁄ ¬ÈÁSÃ∑ ¬⁄ fl„Ë ¬˝‡Ÿ ‚¢ÅÿÊ Á‹πð¥–
(b) Full form of PAN is ................
(iii) Do not leave blank page/pages in your answer- (i) Personnel Account Number
book.
(ii) Permanent Account Number
•¬ŸË ©ûÊ⁄ ¬ÈÁSÃ∑ ◊ð¥ πÊ‹Ë ¬ãŸÊ / ¬ãŸð Ÿ ¿ÙÁ«∏ ∞– (iii) Private Account Number
(iv) All questions are compulsory. (iv) None of the above
‚÷Ë ¬˝‡Ÿ •ÁŸflÊÿ¸ „Ò¥ – PAN ∑ Ê ¬Í⁄ Ê ŸÊ◊ ............ „Ò –
(v) Answers should be brief and to the point. (i) Personnel Account Number
©ûÊ⁄ ‚¢ÁˇÊåà ∞fl¢ Ã∑¸ ‚¢ªÃ „ÙŸÊ øÊÁ„∞– (ii) Permanent Account Number
(vi) Answer the questions of 1 marks in one word or (iii) Private Account Number
in a line of 2 marks in 20 to 40 words, of 3 marks (iv) None of the above
in 40-60 words.

(c) For KYC ............... documents are required. ◊Êß∑˝ Ù» Êߟ𥂠ˇÊðòÊ ◊𥠴 áÊ ÁŒÿÊ ¡ÊÃÊ „Ò
(i) Ration card (v) ∑Î Á· •ı⁄ ‚¢’h ªÁÃÁflÁœÿÊ°
(ii) Aadhar card
(w) √ÿʬÊ⁄, ÁflÁŸ◊ʸáÊ •ı⁄ ‚ðflÊ ©ã◊Èπ ªÁÃÁflÁœÿÊ°
(iii) Driving licesence
(iv) All of the above (x) ∑ð fl‹ (w)
∑ð .flÊ߸.‚Ë. ∑ ⁄Ÿð ∑ð Á‹∞ ................. ŒSÃÊflð¡ øÊÁ„∞– (y) ŒÙŸÙ (v) •ı⁄ (w)
2. Answer any ten of the following questions.
(v) ⁄ʇʟ ∑ Ê«¸ (w) •ÊœÊ⁄ ∑ Ê«¸
ÁŸêŸÁ‹Áπà ◊𥠂ð Á∑ ã„Ë¥ Œ‚ ¬˝‡ŸÙ¥ ∑ð ©ûÊ⁄ ŒËÁ¡∞ —- 10×2=20
(x) «˛ ÊßÁfl¢ª ‹Ê߂𥂠(y) ©¬⁄ÙÄà ‚÷Ë
(a) What is Enterprenuer ?
(d) Which of the following come Under
Agriculture Segment loan ? ©l◊Ë ÄÿÊ „Ò ?
(i) Crop loan (b) What is Environment ?
(ii) Farm Equipment ¬ÿʸfl⁄áÊ ÄÿÊ „Ò ?
(iii) Kisan Credit card (c) What is Renewable resources ?
(iv) All of the above ŸflË∑ ⁄áÊËÿ ‚¢‚ÊœŸ ÄÿÊ „Ò ?
ÁŸêŸÁ‹Áπà ◊𥠂ð ∑ ıŸ ∑Î Á· πá« ´ áÊ ∑𠕢øªÃ •ÊÃð (d) What is KYC ?
„Ò–
∑ð .flÊ߸.‚Ë. ÄÿÊ „Ò ?
(v) » ‚‹ ´ áÊ (w) » Ê◊¸ ©¬∑ ⁄áÊ ´ áÊ (e) What is the latest report to be prepared by
(x) Á∑ ‚ÊŸ ∑˝ð Á«≈ ∑ Ê«¸ (y) ©¬⁄ÙÄà ‚÷Ë MFI ?
(e) Loans are given in the microfinance sector ∞◊.∞» .•Ê߸. mÊ⁄Ê ÃÒÿÊ⁄ ∑ Ë ¡ÊŸð flÊ‹Ë ŸflËŸÃ◊ Á⁄¬Ù≈¸
(i) Agriculture and Allied Services ÄÿÊ „Ò ?
(ii) Trade, Manufacturing and Service (f) What is loan ?
Oriented activities ´ áÊ ÄÿÊ „Ò ?
(iii) Only (ii) (g) What is MCLR ?
(v) Both (i) and (ii) MCLR ÄÿÊ „Ò ?

(h) What is the documentation required for loan? (c) How does an organisation benefit from good
customer service ?
¬˝‹ðπŸ ∑ Ë ÄÿÊ •Êfl‡ÿ∑ ÃÊ „Ò ?
•ë¿Ë ª˝Ê„∑ ‚ðflÊ ‚ð ∞∑ ‚¢ª∆Ÿ ∑ Ù ∑Ò ‚ð ‹Ê÷ „ÙÃð „Ò ?
(i) What is Kisan Credit card ?
(d) Describe the process of verification of loan
´ áÊ •ÊflðŒŸ ◊ð¥ ŒË ªß¸ ÉÊÙ·áÊÊ ÄÿÊ „Ò ? applications ?
(j) What declaration is given in the Loan ´ áÊ •ÊflðŒŸÊ ∑ð SÊàÿʬŸ ∑ Ë ¬˝Á∑˝ ÿÊ ∑ Ê fláʸŸ ∑ ⁄‘¥ ?
application?
(e) Explain in detail about the various features
∞∑ ´ áÊ •ÊflðŒŸ ∑ Ù ¬Í⁄ Ê ∑ ⁄Ÿð ◊ð¥ ◊Êß∑˝ Ù» Êߟʢ‚ •Áœ∑ Ê⁄Ë of loans given by banks in India ?
∑ Ë ÄÿÊ ÷ÍÁ◊∑ Ê „Ò ?
÷Ê⁄à ◊𥠒ҥ∑ Ù mÊ⁄Ê ÁŒ∞ ¡Ê ⁄„ð ´ áÊÙ ∑ Ë ÁflÁ÷㟠Áfl‡Êð·ÃÊ•Ù¢
(k) What is the role of Microfinance officer in ∑ð ’Ê⁄‘ ◊ð¥ ÁflSÃÊ⁄ ‚ð ’ÃÊ∞ ?
completing a Loan applications ?
(f) List the documents received from different
∞∑ ´ áÊ •ÊflðŒŸ ∑ Ù ¬Í⁄ Ê ∑ ⁄Ÿð ◊ð¥ ◊Êß∑˝ Ù» Êߟʢ‚ •Áœ∑ Ê⁄Ë types of borrowers.
∑ Ë ÄÿÊ ÷ÍÁ◊∑ Ê „Ò ?
ÁflÁ÷㟠¬˝∑ Ê⁄ ∑ð ©œÊ⁄∑ Ãʸ•Ù¥ ‚ð ¬˝Êåà ŒSÃÊflð¡Ù¥ ∑ Ù
3. Answer any five question of the following ‚ÍøË’¢œ ∑ ⁄‘¥ ?
questions :- 5×3=15

ÁŸêŸÁ‹Áπà ◊𥠂ð Á∑ ã„Ë¥ ¬Ê¢ø ¬˝‡ŸÙ¥ ∑ð ©ûÊ⁄ ŒËÁ¡∞ —-
(a) What are the different types of Business ?
Explain.

√ÿfl‚Êÿ Á∑ ÃŸð ¬˝∑ Ê⁄ ∑ð „ÙÃð „Ò¥ ? fláʸŸ ∑ ⁄‘¥ –
(b) What are the officially valid documents are
required of KYC ?

∑ð .flÊ߸.‚Ë. ¬˝Á∑˝ ÿÊ ∑ Ù ¬Í⁄ Ê ∑ ⁄Ÿð ∑ð Á‹∞ •ÊÁœ∑ ÊÁ⁄∑ Ãı⁄
¬⁄ ◊Êãÿ ŒSÃÊflð¡ ∑ ıŸ ‚ð „Ò ?