HBSE Class 12 Question Paper 2021 Banking and Finance Service

CLASS : 12th (Sr. Secondary) Code No. 249
Series : SS-April/2021
Roll No.

BANKING & FINANCE SERVICES
(Academic)

[ fgUnh ,oa vaxzsth ek/;e ]
[ Hindi and English Medium ]
(Only for Fresh/School Candidates)

Time allowed : 2 21 hours ] [ Maximum Marks : 60

• Ñi;k tk¡p dj ysa fd bl iz'u-i= esa eqfnzr i`"B 8 rFkk iz'u 35 gSaA
Please make sure that the printed pages in this question paper are 8 in number and
it contains 35 questions.
• iz'u-i= esa nkfgus gkFk dh vksj fn;s x;s dksM uEcj dks Nk= mÙkj-iqfLrdk ds eq[;-i`"B ij fy[ksaA
The Code No. on the right side of the question paper should be written by the
candidate on the front page of the answer-book.
• Ñi;k iz'u dk mÙkj fy[kuk 'kq: djus ls igys] iz'u dk Øekad vo'; fy[ksaA
Before beginning to answer a question, its Serial Number must be written.
• mÙkj-iqfLrdk ds chp esa [kkyh iUuk / iUus u NksMsa+A
Don’t leave blank page / pages in your answer-book.
• mÙkj-iqfLrdk ds vfrfjDr dksbZ vU; 'khV ugha feysxhA vr% vko';drkuqlkj gh fy[ksa vkSj fy[kk mÙkj u dkVsaA
Except answer-book, no extra sheet will be given. Write to the point and do not strike
the written answer.
• ijh{kkFkhZ viuk jksy ua0 iz'u&i= ij vo'; fy[ksaA
Candidates must write their Roll Number on the question paper.
• d`i;k iz'uksa dk mÙkj nsus lss iwoZ ;g lqfuf'pr dj ysa fd iz'u-i= iw.kZ o lgh gS] ijh{kk ds mijkUr bl
lEcU/k esa dksbZ Hkh nkok Lohdkj ugha fd;k tk;sxkA
Before answering the questions, ensure that you have been supplied the correct and
complete question paper, no claim in this regard, will be entertained after
examination.

249 P. T. O.

(2) 249
uksV % (i) lHkh iz'u vfuok;Z gSaA
All questions are compulsory.
(ii) izR;sd iz'uksa ds vad muds lkeus fn;s x;s gSaA
Marks are indicated against each question.
(iii) vkids mÙkj vadkuqlkj gksus pkfg,A
Your answer should be according to marks.
¼fucU/kkRed iz'u½
(Essay Type Questions)

1. izHkko'kkyh miHkksDrk lsokvksa ds egÙo ij izdk'k Mkfy,A 5

Highlight the importance of efficient customer services in Banks.

vFkok

OR

iw¡th cktkj ds ?kVdksa dk o.kZu dhft,A
Explain the components of Capital Market.

2. foÙkh;-fooj.kksa ds fofHkUu izdkj dkSu-ls gSa \ o.kZu dhft,A 5

What are the main types of financial statements ? Explain.

vFkok

OR

_.k-iznku djus ds mís'; ls izkFkfedrk {ks= dk oxhZdj.k dhft,A
Give the classification of Priority sector for the purpose of lending.

3. _.k cktkj D;k gS \ blds izi=ksa dk o.kZu dhft,A 5

What is debt market ? Explain its instruments.

249

(3) 249
vFkok

OR

ykHk-gkfu [kkrs dk mnkgj.k lfgr uewuk n'kkZb,A
Show the specimen of Profit and Loss Account with suitable examples.

¼nh?kZ mÙkjh; iz'u½

(Long Answer Type Questions)

4. cSad esa miHkksDrk lsok esa lq/kkj gsrq mBk, tkus okys fdUgha rhu mik;ksa dk o.kZu dhft,A 3

Explain any three measures taken by the banks to improve customers
services in the bank.

5. foÙkh; cktkj ds ?kVdksa dk mYys[k dhft,A 3

Explain the components of financial market.

6. m|ferk dh rhu fo'ks"krkvksa dk o.kZu dhft,A 3

State the three features of Entrepreneurship.

7. E;wpqvy QaM esa fuos'k ds nks Qk;ns crkb,A 3

State two benefits of investment in Mutual funds.

¼y?kq mÙkjh; iz'u½

(Short Answer Type Questions)

8. Mh-eSV [kkrs dk D;k vFkZ gS \ 2

What is the meaning of Demat Account ?

249 P. T. O.

(4) 249

9. iw¡th cktkj D;k gS \ 2

What is Capital Market ?

10. fdlku ØsfMV dkMZ D;k gS \ 2

What is Kisan Credit Card ?

11. foÙkh; fooj.kksa ds fdUgha nks mi;ksxdrkZvksa dk uke fyf[k,A 2

State the name of any two users of financial statements.

12. miHkksDrk laj{k.k vf/kfu;e ds nks mís';ksa dk mYys[k dhft,A 2

Discuss two objectives of Consumer Protection Act.

[ vfr&y?kwÙkjkRed iz'u ]

[ Very Short Answer Type Questions ]

13. pyw lEifÙk ls D;k vfHkizk; gS \ 1

What is meant by Current assets ?

14. xSj-fu"ikfnr lEifÙk;k¡ D;k gSa \ 1

What are non-performing Assets ?

15. ukWfeuh dkSu gks ldrk gS \ 1

Who can be a nominee ?

16. izkscsV (Probate) dk D;k vFkZ gS \ 1

What is Probate ?

249

(5) 249

17. cSafdax 'Ombudsman' dh fu;qfDr dkSu djrk gS \ 1

Who appoint Banking 'Ombudsman' ?

18. Lo;a lgk;rk lewg D;k gS \ 1

What is Self Help Groups ?

19. e/;e m|e ls D;k vfHkizk; gS \ 1

What is meant by Medium Enterprise ?

20. ^fdlku ØsfMV dkMZ* ds rgr cSad _.k ds dkSu ;ksX; gS \ 1

Who are eligible to avail bank finance under 'Kisan Credit Card' ?

21. ^VªLVh* ds nks dk;Z crkb,A 1

State two functions of 'Trustee'.

22. lerk va'k ls D;k vfHkizk; gS \ 1

What is meant by Equity Share ?

[ oLrqfu"B iz'u ]

[ Objective Type Questions ]

23. fuEu ls fdldk lEcU/k m|ferk ls gS \ 1

(A) pqukSfr;k¡ Lohdkj djuk
(B) ewY;-o/kZu
(C) uokpkj
(D) mijksDr lHkh

249 P. T. O.

(6) 249
Which of the following is related to Entrepreneurship ?

(A) Accepting challenges

(B) Value creation

(C) Innovation

(D) All of the above

24. Qy mRiknu esa Hkkjr dk fo'o esa dkSu-lk LFkkku gS \ 1

(A) igyk (B) nwljk
(C) rhljk (D) pkSFkk
Which place is held by India in fruit production in the world ?

(A) First (B) Second

(C) Third (D) Fourth

25. E;wpqvy Q.M~l dk fu;eu fdl vf/kfu;e ds rgr gksrk gS \ 1

Mutual funds are regulated by which Regulation ?

26. MSME fodkl vf/kfu;e dc ikfjr gqvk \ 1

MSME Development Act, came into existence.

27. ^fdlku-ØsfMV dkMZ* dc ykap gqvk \ 1
'Kisan Credit Card' was launched in which year ?

28. ATM dk iwjk :i fyf[k,A 1

Write full form of ATM.

29. ……………. cktkj esa] ubZ izfrHkwfr;ksa dk O;kikj gksrk gS A 1

In ……………. market, new securities are traded.

249

(7) 249

30. CDSC dk iwjk :i fyf[k,A 1

Write full form of CDSC.

31. lsch dc cuk \ 1
(A) 1991 esa (B) 1992 esa
(C) 1993 esa (D) 1994 esa

SEBI was established in which year :-

(A) 1991 (B) 1992

(C) 1993 (D) 1994

32. lerk cktkj esa ……………. dk O;kikj gksrk gSA 1

In Equity market, trading of ………………… takes place.

33. cSad esa miHkksDrk fnol eghus dh fdl frfFk dks euk;k tkrk gS \ 1

Customer Day is observed on which date of the month in a bank ?

34. fuEu esa dkSu-lk izfrHkwfr;ksa ds ysu-nsu ls lEcfU/kr gS \ 1

(A) cSad [kkrk
(B) Mh-eSV [kkrk
(C) (A) rFkk (B) nksuksa

(D) buesa ls dksbZ ugha
Which of the following is concerned with the trading of securities ?
(A) Bank Account
(B) Demat Account
(C) Both (A) & (B)
(D) None of these

249 P. T. O.

(8) 249

35. lEifÙk izcU/ku dEiuh (AMC) dh dk;Ziz.kkyh dk vuqoh{k.k o fu;U=.k VªLVh ds }kjk fd;k tkrk gSA 1

¼lR;/vlR;½
The functioning of 'AMC' is Monitored and controlled by the trustees.

(True/False)

s

249