MP Board Class 12 Question Paper 2020 for Banking and Financial Services

1111

Serial N ber
E-841 Roll No.
MC
f_ Higher Secondary Examination (Regular) - 2020
CO
(0
Cr) Mtn nk WM *-414
BANKING & FINANCIAL SERVICES
CC:CP) (Hindi & English Versions)

Total Total Printed Time : Maximum
Pages : 7+1 Marks : 100
Questions : 20 Blank 3 Hours
1
, 11
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(iv) ctg warn 10 -a 15 ($5;5 150 e$ 5 1

(v) AYE ;Zint6 16 tf 20 NW 200) a 7
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Instructions :

(i) questions are compulsory.

iii) Nos. 1 to 4 are objective type. Each question is alloicd 5 marks.
(iii) Nos. 5 to 9 (75 words) marks 3.
Nos. 10 to 15 (150 words) marks 5.
Nos. 16 to 20 (200 words) marks 7.
s have been indicated against each question.

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(ii) 187$

(iv) 1895

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(i) ftrot (SEMI) (ii)

imtr (iv) VAA zs'it Tit

(A) sni.vr.IFT.t. fa-t-rEr arlui-T-An 4 aft-er NR:11 I

(i) 2004 (ii) 2005

(iii) 2006 (iv) 2007

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(iii) (i) (ii) (iv) nA 3/41
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(A) tr.ttize. '3/4-1 3/4rri- wft f3/4m war t

(i) 154{ (ii) 16-7

(iii) 17;1; (iv) I 8-r(
966 / E-841 2

se the correct options :

The BSE came into existence in the year

(i) 1865 (ii) 1875

(iii) 1885 (iv) 1895

is. the principal financial institution for promotion, financing
and development of the MSME Sector.

) SIDBI (ii) RBI

SEBI (iv) None of these

MSME Development Act came into existence in
4r

(i) 2004 (ii) 2005

(iii) 2006 (iv) 2007

The Consumer Protection Act is a Law..

(i) Central (ii) State

(iii) Both (i).and (ii) (iv) None of these

Certificate of TDS is issued in form

(i) 15-A (ii) 16-A

(iii) 17-A (iv) 18-A

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441

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Fill in the blanks :
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(A) In the equity market, trading of takes place.
(B) The of a Mutual Fund is its creator.
(C) Entrepreneurs Thip is an activity because it involves value
creation.
(D) For the development of agriculture sector 'Credit' is
an important
sc.)
(E) Depreciation. is a of funds.

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True or False :
(A) The essence of entrepreneurship is willingness to undertake risks of
business.
(8)
Small farmer is a fanner with land holding of more than 1 hectare upto
2 hectares.
LC)
(C) Systemic risk is the risk of failure of a few banks of a .coun t
(0) Credit monitoring starts from the very beginning with the posality
of entry of a new advance account in the portfolio.
(E) An account should be treated as 'out of order' if the outstanding baTance
remains continuously in excess of the sanctioned limit/drawing icoiver.
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the columns :
alance sheet discloses the RBI
and Solvency of the busines,. co
omittation facility is 1;) — Testator
Cr)
covered under the Act cN
he maker of a will 0
- Credit (Loan)
is known ai
ash reserve ratio (CRR) is a certain - Banking Regulation
rcentage of deposits which a bank
required to maintain with the
redit risk arises from the potential (N — Financial Position
hanges in the quality of
0
rtfolio of the bank.

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5 fbmi .r1 91bIlt fi1Iftiq 1 3
Write the. definition of depositories.

6 Tin., ;rd. trEzm malt nr tekitrika 41130t I 3
Define micro, small and medium Enterprises.

7 tutiltich ir7 ItOrd *Port I 3

Define primary sector lending.

S o-gr a±r trftitritiw 4
H. /t)- s I 3
Define Banking Ombudsman (Banking Lokpal) Scheme.

9 oil AO riftliTeMif trftwarr 10(29.4 I
Write the definition of stressed assets.

10 Mtm gm *Az Sardtglr-A %Kr writ 110 ? Setf3r K I 5

What are the advantages derived by an investor by opening a demat
account ? Write.

• it •itim >Y ff1r a r igrr rigw $? f n q I 5

What is the importance of 'Agriculture' in India ? Write.

12 genivx tiftstrftter aaq I 4€171:151 al IWP1MIlt Nit17 I
Define Balance Sheet. Write the features of Balance Sheet.

13 fter gm arcr-41 gwrs tfrgtalf zn). eirR t %It =TR TrIa. atm! z61 5

Write any 5 measure.s taken by banks to improve their 'customer services.

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14 -iimicirt Watt it MTN at ftktti 1
41irite the benefits of Noinination facility.

15 fttit <Limit 4 .n1RaK mt«n eat t ? FA telt tY few( I 5
Describe in detail, what arc the risk in a business.

16 wow flu 93am %vs 3/4 writ mar fkkag I '7
a Mutual fund. Write the benefits of mutual fund.

17 TIT WAR am ZIA mitmY at f rtr ik WI@ eb t, I 7
Djtibe in detail the factors affecting entrepreneurship.

18 si4 sett. irw fkftr9 'titcolt >twlild zhva4' fawic cl at vlfirg
Destribe in detail various 'Government sponsored schemes' in MSME Sector.

19 Wort 9011 fit 1ST* WIT xffroat?"- aufq a1ftrt
Describe in detail, what are the advantages of preparing fund 116w statement.

20 cfrittel et 79..t.7. Nur wit it 4 ituri wal is ate` m f2tmit 4 7
aufw awl/ i
i'be in detail the steps of monitoring operations in stressed and
loan accounts.

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