Goa Board Class 11 Sample Paper 2026 Banking (CWSN)

BLUE PRINT CWSN STD. XI BANKING- MIDTERM (20 Mks)
Objectives KNOWLEDGE UNDERSTANDING
Content MCQs Fill in Match the Once Two MCQs Fill in Match the Once Two TOTAL
Area the Column sentence sentences the Column sentence sentences
blanks SA-I SA-II blanks SA-I SA-II

Unit I
Introduction 5(1) 4(1) 4(1) 2(1) 1(2) 1(1) 1(2) 20
to Banking
5(1) 4 (1) 4(1) 2(1) 1(2) 1(1) 1(2) 20

MODEL QUESTION PAPER
STANDARD XI BANKING (CWSN)
MID TERM EXAMINATION 2025-26
TIME: 1 Hour Maximum Marks: 20

INSTRUCTIONS:
 All questions are compulsory.
 This question paper consists of 18 questions.
 Figures to the right indicate maximum marks.
 Write your answers as per the instructions given.
 Answer in the space provided.

Note: This is a question paper cum answer booklet.

QI Select the correct alternative from the options given to complete the statement/answer the question.
Write only the answer in the space provided.
1. Which of the following is a secondary function of a bank? (1)
 Overdraft
 Traveller’s cheque
 Cash credit
 Term Loan

Ans: _________________________

2. The type of bank deposit account also termed as cumulative deposit account is ___________________ (1)
 Saving Deposit
 Current Deposit
 Recurring Deposit
 Fixed Deposit
Ans: _________________________
3. Which of the following statement is true with regards to a bank? (1)
 A bank does not charge any interest on the loans granted to its customers.
 Different types of accounts can be opened with a bank.
 A bank does not need any license to start its operations.
 A bank is usually undertaking trading business.
Ans: _________________________
4. SMS facility is an important feature of which of the following? (1)
 Internet Banking
 Mobile banking
 E-banking
 Online banking
5. Which of the following is an account of a person residing outside India for a long duration during the year? (1)

 NRA
 NRI
 NRF
 NRY

Ans: _________________________
Q.II Fill in the blanks by choosing the correct alternative from those given in the bracket.
( A.T.M , Bank, Agency Function, Foreign Currency Non-Resident )
6) A financial institution which allows its customers to deposit and withdraw as and when needed is _____________. (1)

Ans: __________________________

7) The facility that allows the customer to withdraw from his bank account without visiting the bank branch i______. (1)

Ans: __________________________

8) FCNR stand for ____________________________________. (1)

Ans: __________________________

9) When a bank makes payment of money on behalf of his customer, the bank is considered to be undertaking (1)
____________________.

Ans: __________________________

Q.III Match Column ‘A’ with column ‘B’ and write the correct answer in the space provided below:
Column A Column B Column C ( Answers)
10. NEFT a) The remittance of funds from one bank to (1)
another with the help of postal service.
11. Demand Draft b) It is an electronic method of remittance also (1)
called as wire transfer basically used in
international transfers.
12. Mail Transfer c) Electronic transfer of funds from one bank (1)
account to another within India.
13. Telegraphic d) A type of remittance in which one branch of a (1)
transfer bank orders its other branch to make the payment
to a particular person or order.

Q IV Answer the following questions.
14. State the primary functions of a bank. (1)
15. State any one feature of a bank. (1)
16. Give an example of a service provided by a banker where it acts as an agent to its customer. (1)
Q V Answer the following questions.

17. What is meant by mobile banking? (2)
18. How does the locker facility offered by a bank benefit its customers? (2)
*******************************************************

BLUE PRINT
STD. XI BANKING CWSN - FIRST TERM EXAM (60 Mks)
Objectives KNOWLEDGE UNDERSTANDING
Content Area MCQ Fill in Match Once Two MCQs Fill in Match Once Two TOTAL
s the the sentence sentences the the sentence sentences
blanks Colu SA-I SA-II blanks Column SA-I SA-II
mn
Unit I
Introduction to 6(1) 3(1) 2(1) 1(1) 1(2) 14
Banking
Unit II
Structure of 2(1) 3(1) 5(1) 3(1) 1(2) 15
Indian
Banking
System
Unit III
Various Kinds 4(1) 4(1) 5(1) 1(2) 15
of Bank
accounts
Unit IV
Types of 5(1) 3(1) 5 (1) 1(1) 1(2) 16
Customers
17(1) 13 (1) 10(1) 10(1) 2(2) 1(1) 1 (1) 2(2) 60

BANKINMODEL QUESTION PAPER
STANDARD XI BANKING (CWSN)
FIRST TERM EXAMINATION 2025-2026
TIME: 3 Hours Maximum Marks: 60
INSTRUCTIONS:
 All questions are compulsory.
 This question paper consists of 56 questions.
 Figures to the right indicate maximum marks.
 Write your answers as per the instructions given.
 Answer in the space provided.

Note: This is a question paper cum answer booklet.

Select the correct alternative from the options given to complete the statement/answer the question. Write only
the answer in the space provided.
1. Which of the following is a not a deposit account of a bank? (1)

 Saving
 Current
 Fixed
 Overdraft

Answer__________________
2. One of the important primary function of a bank is to_______________. (1)

 Accept Deposit
 Issue Traveller’s Cheque
 Issue Letter of credit
 Provide educational loan
Answer__________________
3. A bank is a financial intermediary because (1)

 It acts as the broker between depositor and borrower
 It acts as the link between the savers and the borrowers
 It is in the finance industry
 It is in the intermediary industry
Answer__________________
4.  Miss Call facility is used to get update of account balance in case of _________________ (1)

 Internet Banking
 Phone banking
 E-banking
 Online banking

Answer__________________
5. What does NRO stand for? (1)

 Non Residing Open
 Non Resident Open
 Non Resident Ordinary
 Non Residing Ordinary
Answer__________________
6. When a bank makes makes payment of electricity bills on behalf of his customer, the bank is considered to be (1)
undertaking____________________.
 Primary Function
 Remittance Function
 Agency Function
 Credit creation function
Answer__________________
7.  The bank facility which provides safety to the customer’s valuable is _______________. (1)

 Demand Draft
 Locker
 Gift Cheque

 Letter of credit
Answer__________________
8. All the banks in India are governed by the Indian Banking Regulation Act, _________ (1)

 1934
 1949
 1956
 1962
Answer__________________
9 Which of the following is not an organized banking sector in India? (1)

 Nationalized Banks
 Regional Rural Banks
 Cooperative Banks
 Money lenders
Answer__________________
10. Which of the following statement stands true regarding fixed deposit account? (1)

 There are unlimited deposits in such account.
 A passbook is issued for such account
 It receives highest rate of interest on deposits

 The account holder cannot avail loan on such deposit account
Answer__________________
11. Which among the following is demand deposit account? (1)

 Saving deposit
 Fixed deposit
 Cumulative deposit
 Recurring deposit
Answer__________________
12. Only current account holders enjoy the benefit of ____________. (1)

 Cheque
 Overdraft
 ATM
 Interest on deposit
Answer____________________
13 There are restrictions on withdrawals from ____________ (1)

 Saving Deposit Account
 Current Deposit Account
 Fixed Deposit Account

 Joint Deposit Account
Answer _________________
14 Which of the following is the most suitable type of bank account for a husband and wife who wish to operate (1)
the account together?
 Partner’s Account
 Joint Account
 Company Account
 Family Account
Answer ___________________
15 Which of the following is an example of a non- profit association as a customer of the bank? (1)

 Partnership Firm
 Joint stock Company
 Co-operative society
 Sole Proprietorship
Answer __________________________
16 A partnership firm can be created _______. (1)

 Without any agreement
 Only with written agreement

 With oral or written agreement
 By registering with Registrar of Companies
Answer __________________
17 A loan agreement entered by a minor is considered _______ (1)

 Valid
 Valid if witnessed by his guardian
 Invalid and void
 Legally binding
Answer ___________________________________
Q II Fill in the blanks by choosing the correct alternative from those given in the bracket.

( Scheduled banks, Insolvent ,Adhar Card, Term Deposits , Limited, , FCNR, Illiterate customer, Saving
Deposit, Businessmen, Minor’s Account, Banker’s bank , 1932, Electronic Fund Transfer , AXIS Bank, Minor )
18. NEFT is an example of ______________________________. (1)
Answer __________________
19. A customer deposit his funds for a particular period of time in _________________. (1)

Answer __________________
20. The account that can be opened and maintained by the NRI's in foreign currency is _______________ . (1)
Answer __________________
21. The banks that are included in the Second schedule of the Reserve Bank of India Act, 1934 are _________________. (1)

Answer __________________
22. Every bank is required to maintain an account with the RBI, therefore RBI is called________. (1)
Answer __________________
23. An example of a private sector bank is __________________________. (1)
Answer __________________
24. The partnership firm is regulated by the Indian Partnership Act, _________. (1)
Answer __________________
25. The liability of the members of a joint stock company is _______________. (1)
Answer __________________
26. A person whose liabilities are more than his assets is called as an ______________. (1)
Answer __________________
27. The terms and conditions of the banking operations have to be explained by the banker in a local language to a (1)
_________.
Answer __________________
28. A bank account opened for a Std. I student is an account of a _______________________. (1)
Answer __________________
29. The bank account that encourages a thrift of saving is _______________ (1)
Answer __________________
30. An example of KYC requirement for a bank account holder is ________________ (1)
Answer __________________
31. Current Account is usually suitable for ______________________. (1)

Answer __________________
32. Fixed Deposit and Recurring Deposit are examples of ____________________. (1)
Answer __________________
Q III Match the Types of banks in Column A with the Correct feature given in Column B and write the correct
answer in the space provided :
Column A Column B Column C (Answers)
33. Reserve Bank of India a) Known as land (1)
development banks
34. Co-operative Bank b) Accepts deposits and (1)
lends loans
35. Commercial Banks c) Monopoly of issuing (1)
notes and currency
36. Industrial Banks d) Operates at three tier (1)
system
37. Agricultural Banks e) Supports (1)
entrepreneurship and
business development

Q IV Match the Types of customer in Column A with the correct requirement for opening bank account given in
Column B and write the correct answer in the space provided :
Column A Column B Column C (Answers)

38. Minor Account a) Thumb impression (1)

39. Partnership Firm Account b) Incorporation
Certificate (1)
40. Account of a Lunatic c) Birth Certificate
(1)

41. Joint Stock Company d) Partnership Deed
Account (1)
42. Illiterate Person’s Account e) Medical Certificate
(1)

Q. V Answer the following questions.

43. What do you mean by Mail Transfer? (1)

Answer_________________________________________________________________________________________
_______________________________________________________________________________________________
_______________________________________________________________________________________________
44. What do you understand by the term ‘Demand Draft’? (1)

Answer________________________________________________________________________________________
_______________________________________________________________________________________________
______________________________________________________________________________________________
45. Which is the central bank of India? (1)

Answer_________________________________________________________________________________________

_______________________________________________________________________________________________
_______________________________________________________________________________________________
46. What does SBI stand for? (1)

Answer_________________________________________________________________________________________
_______________________________________________________________________________________________
_______________________________________________________________________________________________
47. What do you mean by Unscheduled Banks? (1)

Answer_________________________________________________________________________________________
_______________________________________________________________________________________________
_______________________________________________________________________________________________
48. Give the full form of KYC . (1)

Answer_________________________________________________________________________________________
_______________________________________________________________________________________________
_______________________________________________________________________________________________
49. What do you understand by the term ‘Specimen Signature’ with regards to opening of a bank account? (1)

Answer_________________________________________________________________________________________
_______________________________________________________________________________________________
_______________________________________________________________________________________________
50. State any one use of passbook. (1)

Answer_________________________________________________________________________________________
_______________________________________________________________________________________________
_______________________________________________________________________________________________

51 What do you mean by a Recurring deposit account? (1)

Answer_________________________________________________________________________________________
_______________________________________________________________________________________________
_______________________________________________________________________________________________
52. State any one situation when a bank account can be closed. (1)

Answer_________________________________________________________________________________________
_______________________________________________________________________________________________
_______________________________________________________________________________________________

Q. VI Answer the following questions.

53. Mr. ‘X’ a businessmen wants to open an account with the bank. Guide him with regards to which account he should (2)
open and why?
Answer_________________________________________________________________________________________
_______________________________________________________________________________________________
_______________________________________________________________________________________________
_______________________________________________________________________________________________
_______________________________________________________________________________________________
54. Explain the role of Industrial Banks in uplifting the Indian economy. (any 2 points) (2)

Answer_________________________________________________________________________________________
_______________________________________________________________________________________________
_______________________________________________________________________________________________
_______________________________________________________________________________________________
55. Highlight the features of a fixed deposit bank account . (any 2 points) (2)

Answer_________________________________________________________________________________________
_______________________________________________________________________________________________
_______________________________________________________________________________________________
_______________________________________________________________________________________________
_______________________________________________________________________________________________
56. Why should banks avoid opening a current account for a minor?’ (any 2 points) (2)

Answer
_______________________________________________________________________________________________
_______________________________________________________________________________________________
_______________________________________________________________________________________________
_______________________________________________________________________________________________
_______________________________________________________________________________________________

BLUE PRINT STD.
XI BANKING CWSN - SECOND TERM (60 Mks)
Objectives KNOWLEDGE UNDERSTANDING
Content MCQ Fill in Match Once Two MCQs Fill in Match Once Two TOTAL
Area s the the sentence sentences the the sentence sentences
blanks Column SA-I SA-II blanks Column SA-I SA-II
Unit V
Negotiable 6(1) 2(1) 5(1) 3(1) 2 (2) 20
Instruments
Unit VI
Collection 5(1) 6(1) 4(1) 2(2) 1(1) 20
and Payment
of Cheques
Unit VII
Principles of 6(1) 5(1) 5(1) 3(1) 1(1) 20
Bank
Lending

17(1) 13 (1) 10 (1) 10(1) 2(2) 2(1) 2(2) 60

BANKING -MODEL QUESTION PAPER
STANDARD XI BANKING (CWSN)
SECOND TERM EXAMINATION 2025-2026
TIME: 3 Hours Maximum Marks: 60
INSTRUCTIONS:
 All questions are compulsory.
 This question paper consists of 56 questions.
 Figures to the right indicate maximum marks.
 Write your answers as per the instructions given.
 Answer in the space provided.

Note: This is a question paper cum answer booklet.

Q1. Select the correct alternative from the options given to complete the statement/answer the question.
Write only the answer in the space provided.
1. Which of the following is true about bank loans? (1)
 A loan has to be repaid in full, in one installment
 A loan without collateral security is a secured loan
 A Loan is granted without any agreement
 Interest is charged on the whole loan amount
Answer _____________________________
2. What is the minimum percentage of bank lending prescribed by the RBI towards the priority sector? (1)
 20%

 25%
 40%
 50%
Answer _____________________________

3. What is the purpose of asking a collateral during bank lending? (1)
 To get more profit

 To increase the loan amount

 To decrease the interest

 To secure the loan
Answer _____________________________
4. Which of the following is false about the principle of profitability in bank lending? (1)
 Profit is needed to pay dividend to the shareholders
 Profit helps to meet the financial obligations of the bank
 There should be a balance between profit & safety
 Huge loans should be given for long term to earn profit
Answer _____________________________
5. The most appropriate collateral security value for a loan of Rs. 50,000/- is : (1)

 Rs 25,000/-
 Rs.30,000/-
 Rs.50,000/-
 Rs. 56,000/-
Answer _____________________________
6. What does the principle of diversification mean in bank lending? (1)
 Lending to only individual borrower
 Lending to large companies
 Lending to small scale businesses
 Lending to multiple borrowers across different sectors of the economy
Answer _____________________________
7. What does MICR stand for? (1)
 Magnetic Ink Code Recognition
 Magnetic Ink Character Recognition
 Magnetic Ink Code Reading
 Magnetic Ink Character Reading
Answer _____________________________

8. Which of the following is not a negotiable instrument? (1)
 Promissory Note
 Cheque
 Deposit slip
 Bill of exchange
Answer _____________________________
9 The number of parties involved in a bill of exchange are ___________. (1)
 Two
 Three
 Four
 Five
Answer _____________________________
10. A cheque bearing a future date is called as : (1)
 Bearer cheque
 Crossed cheque *
 Antedated cheque
 Postdated cheque
Answer _____________________________

11. What is the key feature of a negotiable instrument? (1)
 It can be transferred once
 It can be transferred multiple times
 It cannot be transferred
 It can be transferred after receiving the payment
Answer _____________________________
12. Who is the maker of the promissory note? (1)
 The person who lends money
 The person who wish to pay money
 The person who borrows money and promise to pay
 The person who borrows money and orders to pay
Answer _____________________________
13 The signature on the cheque should tally with __________________ (1)
 Drawer’s signature
 Drawee’s signature
 Payee’ signature
 Bank Manager’s signature
Answer _______________________

14 What is material alteration of a cheque? (1)
 A small change on the cheque
 A change in the format of the cheque
 A significant change to the cheque that affects its meaning and validity
 A change in the material of the cheque
Answer ____________________________
15 Under which situation is a banker considered to be holder for value? (1)
 When customer request banker to hold the instrument
 When banker makes the payment before due date of the instrument
 When banker takes possession of the instrument
 When the payee makes the payment to the banker
Answer ____________________________
16 Under what condition can a banker claim protection while paying a bearer cheque? (1)

 If the cheque is paid in good faith and without negligence
 If the cheque is endorsed properly
 If the cheque is presented during validity period
 If the cheque is presented by account holder

Answer ____________________________
17 What is the primary role of a collecting banker? (1)
 To provide loans to customers
 To issue guarantee to drawer
 To collect cheques from the drawer
 To collect payment on behalf of the payee
Answer ____________________________
Fill in the blanks by choosing the correct alternatives from those given in the bracket:
( Public holiday, Reserve Bank of India, Verification ,Cheque truncation system, Bill Discounting , Or
Bearer, Holder for value, 1881, Current , Unsecured , Good faith, Agent , Two days, Liquidity ,
Creditworthiness )
18) The banks ability to recover loans quickly, refer to the principle of ____________. (1)
Answer ____________________________
19) When a bill is discounted , the position of the banker is that of a ________________. (1)
Answer ____________________________
20) The primary authority for fixing the interest rate is ______________________. (1)
Answer ____________________________
21) The borrower’s ability to repay a loan on time denotes his ______________. (1)
Answer ____________________________

22) The type of bank account which enjoys the benefit of overdraft facility is _______________. (1)
Answer ____________________________
23) When bank grants loan without accepting any security, such loan is considered as _______________. (1)
Answer ____________________________
24) The law that governs the use of negotiable instruments in India is the Negotiable Instrument (1)
Act,____________________.
Answer ____________________________
25) The facility that boosts credit sales in business operations is_____________________. (1)
Answer ____________________________
26) To check the genuineness of the instrument before making the payment, the paying banker has to do its (1)
__________________
Answer ____________________________.
27) A cheque can be converted from a bearer cheque to order cheque by canceling the words______________. (1)
Answer ____________________________
28) The maximum number of days taken for local cheque clearance is __________________. (1)
Answer ____________________________
29) A cheque cannot be presented for payment on a _____________. (1)
Answer ____________________________
30) While clearance of a cheque, the collecting bank acts as an ____________. (1)

Answer ____________________________
31) The paying banker can claim protection with regards to bearer cheque if payment of the cheque is done in (1)
__________
Answer ____________________________
32) CTS stand for ____________________. (1)
Answer ____________________________

Q.III Match the bank lending principles in Column A with its purpose given in Column B and write the correct
answer in the space provided :
Column A Column B Column C ( Answers)
33) Liquidity a) To Balance the development of economy (1)
34) Profitability b) To controls bank credit (1)
35) Safety c) To Diversify risk (1)
36) National Interest d) To recover bank loans (1)
37) Spread e) To fulfill the operating expenses of the (1)
bank

Q IV Match the parties of a cheque in Column A with the correct meaning given in Column B and write
the correct answer in the space provided :
Column A Column B Column C ( Answers)
38) Drawee a) The party who receives the payment of (1)
the cheque
39) Endorser b) The party who gives the order to pay (1)
40) Drawer c) The party on whose name the cheque is (1)
transferred
41) Endorsee d) The bank to whom order is given to pay (1)
42) Payee e) The party who transfers his right of the (1)
instrument to another party
QV Answer the following questions.
43) What is a demand loan? (1)
Answer_______________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
44) State any one feature of cash credit. (1)
Answer_______________________________________________________________________________________
_____________________________________________________________________________________________
45) Highlight any one importance of a bank overdraft facility. (1)
Answer_______________________________________________________________________________________

46) What do you understand by the term ‘ Bill of exchange’? (1)
Answer_______________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
47) What do you understand by blank endorsement? (1)
Answer_______________________________________________________________________________________
_______
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_______________
48) What is the essential feature of special crossing of a cheque? (1)
Answer_______________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
49) Who is the Payee in case of the promissory note? (1)
Answer_______________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
50) What is material alteration? (1)
Answer_______________________________________________________________________________________
_____________________________________________________________________________________________

51) When is a banker called as a holder for value? (1)
Answer_______________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
______
52) What is meant by a mutilated cheque? (1)
Answer_______________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________

Q VI Answer the following questions.

53) Why is a crossed cheque considered as a safe cheque? (2)
Answer
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_______________________________________
54) What do you understand by ‘General Crossing’ of a cheque? (any 2 points) (2)
Answer
_____________________________________________________________________________________________
___________________________________________________________________________________________

55) Highlight any two situations when the bank can dishonour a cheque. (2)
Answer_______________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
______________________________________________
56) How can the paying bank practice carefulness before clearing a cheque? ( any 2 points) (2)
Answer_______________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
______

SUGGESTED TOPICS FOR PROJECT WORK STD. XI BANKING (CWSN) (2025-2026)
1. Enlist 20 commonly used banking terms along with their meanings.
2. Obtain specimens of forms for deposit, withdrawal and transfer of funds and fill the same.
3. Role of ATM in modern banking .
4. Role of Reserve Bank of India in regulating the Indian Banking System.
5. Obtain a form for opening a Savings Account or a Recurring Deposit Account, fill up the same and enlist the documents needed to
open the account and state the procedure involved in opening the account.

DISTRIBUTION OF UNITS AND MARKS
XI BANKING CWSN
2025-2026

MIDTERM TEST

Duration: 1 hour Max. Marks: 20
Unit No. Name of the Unit Marks

Unit 1 Introduction To Banking 20

Total 20

FIRST TERM EXAMINATION
Duration: 2 1/2 hours Max. Marks: 60

Unit No. Name of the Unit Marks

Unit I Introduction To Banking 14

Unit II Structure Of Indian Banking System 15

Unit III Various Kinds Of Bank Accounts 15

Unit IV Types Of Customers 16

Total 60

FIRST TERMINAL PRACTICAL EXAMINATION

Duration: 1 hour Max. Marks: 20

Problems 1. Who can introduce a prospective depositor to the Any 2 problem for
bank? 4 marks each
2. Issue of cheque book
3. Telegraphic Transfer
Specimens 1. Pay-in-slip Any two Specimen
2. Withdrawal slip for 3 marks each
3. Demand Draft

Application 1. Application Form to open Savings Bank Account Any one Form for
Forms 2. Application Form for Traveller’s Cheque 4 marks
Journal Neat and complete 2 mark

STD XI FIRST TERM THEORY PAPER

Duration: 2 1/2 hours Max. Marks: 60

WEIGHTAGE TO LEARNING OUT COMES AND DIFFICULTY LEVELS:

Sr. Learning Marks Percentage Difficulty Marks Percentage
No. outcomes levels
1 Knowledge 48 80% Easy 48 80 %
2 Understanding 12 20% Average 12 20%

Total 60 100 % Total 60 100 %

CHAPTER WISE DISTRIBUTION OF MARKS

Unit No. Name of the Unit Marks
Unit I Introduction To Banking 14
Unit II Structure Of Indian Banking System 15
Unit III Various Kinds Of Bank Accounts 15
Unit IV Types Of Customers 16
Total 60

FIRST TERMINAL PRACTICAL EXAMINATION

Duration: 1 hour Max. Marks: 20
Problems 1. Who can introduce a prospective depositor to the Any 2 problem for
bank? 4 marks each
2. Issue of cheque book
3. Telegraphic Transfer

Specimens 1. Pay-in-slip Any two Specimen
2. Withdrawal slip for 3 marks each
3. Demand Draft

Application 1. Application Form to open Savings Bank Account Any one Form for
Forms 2. Application Form for Traveller’s Cheque 4 marks
Journal Neat and complete 2 mark

SECOND TERM EXAMINATION

Duration: 2 1/2 hours Max. Marks: 60

Unit No. Name of the Unit Marks

Unit V Negotiable Instruments 20

Unit VI Collection And Payment Of Cheques 20

Unit VII Principles Of Bank Lending 20

Total 60

Weightage to learning out comes and difficulty levels.
Sr. Learning Marks Percentage Difficulty Marks Percentage
outcomes
No. levels

1 Knowledge 48 80% Easy 48 80 %
2 Understanding 12 20% Average 12 20%
Total 60 100 % Total 60 100 %

SECOND TERMINAL PRACTICAL EXAMINATION
Duration: 1 Hour Max. Marks: 20
Problems 1. Cheque- Period of validity Any 2 problem
for 4 marks each
2. Order/ bearer cheques

3. Cash credit advance- Margin stipulation

Specimens 1. Crossed Cheque Any two
2. Bill of exchange Specimen for 3
3. Demand Promissory Note marks each

Application 1. Application Form for Housing Loan Any one Form
for 4 marks
Forms 2. Application Form to open Fixed Dep. Bank Account

Journal Neat and complete 2 mark