CBSE Class 10 Question Paper 2026 Banking Insurance

FOR CBSE CLASS 10 EXAM PREPARATION

CBSE Class 10 2026
Question Paper ·
Banking Insurance
EXAM YEAR TYPE SUBJECT

CBSE Class 10 2026 Question Paper Banking Insurance

Notes · Sample Papers · Previous Year Papers · Mock Tests

m
m .co

m .co s em
se g la
Series : MNL2K a SET~4
- 
Q.P. Code 98
 .  -   - 
Roll No. -    
Candidates must write the Q.P. Code
m
m on the title page of the answer-book.
.co
.co s e m
s em    l a
g la BANKING AND INSURANCE ag
a
{ZYm©[aV g‘¶ : 2 KÊQ>o A{YH$V‘ A§H$ : 50
Time allowed : 2 hours Maximum Marks : 50

 : NOTE :

(I)       -    (I) Please check that this question
15   paper contains 15 printed pages.
o m
c
(II) -        - .(II) Q.P. Code given on the right hand
   -  -sem side of the question paper should
 
g la be written on the title page of the
a answer-book by the candidate.

(III)       -  21    (III) Please check that this question
paper contains 21 questions.

(IV)         , (IV) Please write down the serial
-        number of the question in the
answer-book at the given
  
place before attempting it.
o allotted m
m -     15    (V) 15 minute time has been
(V)
. c
. co     -     toquestion paper s e mbe paper.
read this question The

em 10.15
will distributed
at 10.15 a.m.laFrom 10.15 a.m. to
    10.15   10.30
l as       -     
  a
10.30 a.m.,
g the candidates will
ag     -     read the question paper only and
  will not write any answer on the
answer-book during this period.

98 {} 1142 1 P.T.O.

m .
.co s e m
s em l a
g la ag
a For more Question Papers, Sample Papers, Notes & Syllabus visit Page 1 of 16

  :
(i)    
  
(ii)  -     21   : -  - 
(iii) -      ,  -       
(iv)   (5 + 16) = 21   ,   2    ()  
(5 + 10) = 15      
(v)                 
(vi) - :     (24 )
(a)    5   
(b)      
(c)       
(d)   /           
(vii) - :     (26 )
(a)    16   
(b)   10    
(c)       
(d)   /           

 – 
(   )

1.      6     4      41=4
(i)                  
    ? 1

(A)   (B)  
(C)    (D)  

98 2 {}

For more Question Papers, Sample Papers, Notes & Syllabus visit Page 2 of 16

m
m .co

m .co s e m
se g l a
a
General Instructions :

(i) Please read the instructions carefully.
(ii) This question paper consists of 21 questions in two sections : Section-A &
Section-B.
(iii) Section-A has objective type questions whereas Section-B contains m
m .co
.co
subjective type questions.
e m
(iv) Out of m the given (5 + 16) = 21 questions, a candidate has to answer as
(5 as e g l
g l + 10) = 15 questions in the allotted (maximum) time of 2 hours. a
(v) a All questions of a particular section must be attempted in the correct
order.
(vi) Section-A : Objective type questions (24 marks)
(a) This section has 5 questions.
(b) There is no negative marking.
(c) Do as per the instructions given.
m
(d) .co
Marks allotted are mentioned against each question/part.

s em
(vii) Section-B : Subjective type questions (26 marks)

g la
(a) This section has 16 questions.
a
(b) A candidate has to do 10 questions.
(c) Do as per the instructions given.
(d) Marks allotted are mentioned against each question/part.

Section – A
(Objective Type Questions)
o m
c
1. mAnswer any 4 out of the given 6 questions on Employability Skills.
. 41=4
c. o (i) Which type of feedback provides precise details about swhat
m
e has been
e m l a
l as done well or needs improvement ?
a g 1

ag (A) Specific feedback (B) Negative feedback
(C) Timely feedback (D) General feedback

98 3 {}

m .
.co s e m
s em l a
g la ag
a For more Question Papers, Sample Papers, Notes & Syllabus visit Page 3 of 16

(ii)    ‘R’     ? 1
(A)  (Rational) (B)  (Realistic)
(C)  (Revised) (D)  (Regional)

(iii)                 
  ,  ________     1

(A)  (B) 
(C)  (D) 

(iv)             ? 1

(A)    
(B)  -    
(C)      
(D) -         

(v)          ? 1

(A)     
(B)         
(C)       
(D)        

(vi)          (SDG)    2030 
       ? 1

(A)   (B)    
(C)   (D)  

2.   6     5      51=5
(i)    __________       1
(A)  (B) 
(C)  (D) 

98 4 {}

For more Question Papers, Sample Papers, Notes & Syllabus visit Page 4 of 16

m
m .co

m .co s e m
se g l a
a
(ii) In SMART Goals ‘R’ stands for : 1
(A) Rational (B) Realistic
(C) Revised (D) Regional

(iii) An acquired or natural capacity that enables you to perform a
particular task with considerable proficiency is termed as ________. 1
m
(A) Interest
m (B) Ability
.co
.co
(C) Weakness
m
(D) Hobby
s e m
s e l a
a of the following is a part of yearly maintenance schedule for g
(iv) Which
g l a 1
a the computer ?
(A) Clean your monitor.
(B) Clean up your e-mail box.
(C) Cleanup download folder.
(D) Check for expiry of antivirus software and renew.

om
(v) What is the primary function of an entrepreneur in society ? 1
(A) Avoid taking risks . c
e m
s
(B) Discouraging others from starting business
labusiness
a g
(C) Creating myths about
(D) Fostering innovation and economic growth

(vi) Which of the following is NOT a Sustainable Developmental Goal
targeted to be achieved by 2030 ? 1
(A) Zero Hunger (B) Good Health and Well being
(C) Gender Equality (D) Space Research
m
m
c.2.o Answer any 5 out of the given 6 questions. .co
m s em 5  1 = 5
s e g a
linstruments.
g la (i) Cheques are either __________ instruments or bearer
a 1

a (A) person (B) order

(C) bill (D) natural

98 5 {}

m .
.co s e m
s em l a
g la ag
a For more Question Papers, Sample Papers, Notes & Syllabus visit Page 5 of 16

(ii) - _________           1
(A)  (B) 
(C)  (D) 

(iii)    __________        1
(A)  (B) 
(C)  (D) 

(iv)       __________ -    1
(A)  (B) 
(C)  (D) 

(v)          __________       1
(A)  (B) 
(C)  (D) 

(vi) __________           1
(A)  (B) 
(C)  (D) 

3.   6     5      51=5
(i)                  1

(ii) __________            
  1
(A)   (B)  
(C)   (D)  

(iii) ________    -           1
(A)  (B) 
(C)  (D) -

98 6 {}

For more Question Papers, Sample Papers, Notes & Syllabus visit Page 6 of 16

m
m .co

m .co s e m
se g l a
a
(ii) ‘Bill of Exchange’ confers absolute and good title on the _________. 1
(A) transferee (B) bank
(C) maker (D) system
(iii) A negotiable instrument may be transferred by __________. 1
(A) endorsement (B) order
m
c o m
(C) negotiation (D) visible
m .co
.
(iv) Interest paid
m on a bank loan is __________ deductible expenditure. 1 se
s e
(A)a penalty (B) tax g la
g l a
a (C) loan (D) bank
(v) Interest is charged only on the __________ amount is the advantage of
cash credit. 1
(A) financially (B) outflows
(C) utilized (D) turnover
(vi) Loan backup by a __________ is known as secured loan. 1
(A) security om suitability
c. (B)
e m (D) bank
(C) liquidity
las
ag
3. Answer any 5 out of the given 6 questions. 51=5
(i) Name the two well-known card issuing associations related to
International transactions and payments. 1
(ii) Overdrafts are easy and quick to arrange, providing a __________ flow
backup. 1
(A) good cost (B) good loan m
m .co
.co
(C) good cash (D) good fee
e m
e m (iii) __________ cards are issued for the purchase made a
l s
by corporate for

las their day to day operations.
ag 1

ag (A) Debit (B) Credit
(C) Commercial (D) Pre-paid

98 7 {}

m .
.co s e m
s em l a
g la ag
a For more Question Papers, Sample Papers, Notes & Syllabus visit Page 7 of 16

(iv)      -     ? 1
(A)  (B)   
(C)    (D) 

(v)    ___________          1
(A)   (B)  
(C)   (D) 

(vi)     ___________          1
(A) 91 (B) 71
(C) 81 (D) 101

4.   6     5      51=5
(i) RTGS     ? 1
(A)    
(B)    
(C)    
(D)    

(ii)  -                
       ? 1

(iii)               1
(A)              
(B)         
(C)           
(D)      3      

(iv)      HLV     ? 1
(A)    (B)   
(C)    (D)     

98 8 {}

For more Question Papers, Sample Papers, Notes & Syllabus visit Page 8 of 16

m
m .co

m .co s e m
se g l a
a
(iv) Which of the following is NOT a benefit of E-Banking ? 1
(A) Mobility (B) Environment friendly
(C) Very high incidence of errors (D) Convenience

(v) Pay-orders are used for payments within ___________. 1
m
.co
(A) a city (B) a branch
m
m .co
(C) the head office (D) an institution
s e m
(vi) LocaleECS is operating at ___________ centres or locations across the la
l as
country. ag1
ag(A) 91 (B) 71
(C) 81 (D) 101

4. Answer any 5 out of the given 6 questions. 51=5
(i) What does RTGS stands for ? 1
(A) Real Time Gross Settlement
m
(B) Real Tax Gross Settlement .co
s em
(C) Reserve Tax Gross Settlement

g la
(D) Renew Time Gross Settlement
a
(ii) How much service charges are levied by the banks for offering funds
transfer through RTGS system in Inward transactions ? 1

(iii) Identify the incorrect statement in the process of hiring Bank locker. 1
(A) A fixed amount as cautionary deposit to be paid.
(B) The locker rent to be paid in advance.
m
m (C) Locker can be opened either singly or jointly.
.co
m .co (D) Bank locker operations requires three keys.
s e m
s e g l a
g la (iv) In the case of life insurance, HLV refers to __________.
a 1

a (A) Home Legal Value (B) Human Life Value
(C) Human Legal Value (D) House Length Value

98 9 {}

m .
.co s e m
s em l a
g la ag
a For more Question Papers, Sample Papers, Notes & Syllabus visit Page 9 of 16

(v)                
      1
(A)   
(B)   
(C)   
(D) -   

(vi) _________             1
(A)  (B) 
(C)  (D) 

5.   6     5      51=5
(i)              1

(ii) __________  ,            
   1
(A)  (B) 
(C)  (D) 

(iii) __________     ,         
   1
(A)  (B) 
(C)  (D) 

(iv)      1

(v)     __________          1
(A)  (B) 
(C)  (D) 

(vi)    _______      1
(A)   (B)  
(C)   (D)  

98 10 {}

For more Question Papers, Sample Papers, Notes & Syllabus visit Page 10 of 16

m
m .co

m .co s e m
se g l a
a
(v) Identify the principle under which the insured should be compensated
only for the loss that has been incurred by him. 1
(A) Principle of contribution
(B) Principle of subrogation
(C) Principle of indemnity
m
.co
(D) Principle of insurable interest
m
.co
(vi) Nomination and Assignment are possible in the case of _________
s e m
em
insurance policies.
s l1a
g la life
(A) (B) fire ag
a (C) marine (D) vehicle

5. Answer any 5 out of the given 6 questions. 51=5
(i) Name the body that regulates insurance sector in India. 1

(ii) __________ insurance covers any loss or damage to ships, tankers etc. 1
(B)m Hull
(A) Cargo
o
c. (D)
(C) Freight
s em Liability

la towards education expenses, marriage
(iii) __________ policies can be used
g
a
expenses and other expenses. 1
(A) Future (B) Life
(C) Child (D) Quarter

(iv) Give the meaning of Cargo. 1

(v) An endowment policy is a saving linked insurance policy with a
specific __________ date. m 1
m c. o
.co
(A) policy (B) maturity
e m
e m (C) printed (D) announced
l as
las ag
ag (vi) Surrender of policy is not applicable in : 1
(A) Life Insurance (B) General Insurance
(C) Miscellaneous Insurance (D) Health Insurance
98 11 {}

m .
.co s e m
s em l a
g la ag
a For more Question Papers, Sample Papers, Notes & Syllabus visit Page 11 of 16

 – 
(   )

     5     3        20-30  
  32=6

6. “             ”   
    2

7.             2

8.                ? 2

9. (a)  (career)   ?
(b)               1+1=2

10. “           ”      
       2

  6     4    20-30     42=8

11.  -   ? 2

12. ,     ,                
    ?               
     2

13. ECS       2

98 12 {}

For more Question Papers, Sample Papers, Notes & Syllabus visit Page 12 of 16

m
m .co

m .co s e m
se g l a
a
Section – B

(Subjective Type Questions)

Answer any 3 out of the given 5 questions on Employability Skills.
Answer each question in 20-30 words. 32=6

6. “Clear and concise communication is of immense importance in work and
m
m
business environment”. Explain the given statement. .co
.co
2
e m
em l as
7.
s
a four skills which must be master to succeed in life.
Namelthe ag 2
ag
8. What actions can be performed on your computer screen by using a mouse ? 2

9. (a) What is a career ?

om
(b) Name the two ways how a person can earn a living. 1+1=2
. c
e m
las
10. “Reduced inequalities is one of our sustainable goals”. State the methods
used to reduce inequalities. a
g 2

Answer any 4 out of the given 6 questions in 20-30 words each. 42=8

11. What is a Promissory note ? 2

m
m12. Anshu, a taxi driver wants to purchase a new car for his work. Can he get
c. o a loan for the new car ? State which kind of loan he can sapply
m for and .co
e
s em mention any one feature of the same. g l a 2
la a
ag
13. Write any two advantages of ECS. 2

98 13 {}

m .
.co s e m
s em l a
g la ag
a For more Question Papers, Sample Papers, Notes & Syllabus visit Page 13 of 16

14.       2

15.  ()      ? 2

16.     ? 2

  5     3    50-80     3  4 = 12

17.    ?          4

18.          ,         
                    4

19.                    
         4

20.                   
  ?         ,        4

21.       ?     4

____________

98 14 {}

For more Question Papers, Sample Papers, Notes & Syllabus visit Page 14 of 16

m
m .co

m .co s e m
se g l a
a
14. Explain Digital TV Banking. 2

15. What are the essential features of assignment ? 2

m
m
16. What is Mediclaim Policy ? 2
.co
.co s e m
s em l a
laany 3 out of the given 5 questions in 50-80 words each.
Answer 3  4a=g12
ag
17. What is a Cheque ? Explain the various special crossing of the cheque. 4

18. Roli needs a loan from bank for her education, but she doesn’t have any
person to guarantee her. Which kind of loan she can apply and explain its
two benefits. 4

. c om
e m
las
19. Ravi wants to use Internet Banking in his bank account. List out the
steps to be followed by Ravi to
g
a access Internet Banking. 4

20. Mr. Gupta wants to buy an insurance policy for his post retirement days.
Which policy should he buy ? Explain the two features of the Insurance
Policy opted by Mr. Gupta. 4
m
m
c.21.o Explain the Floater Health Insurance Policy. m.co
s e 4
s em g l a
g la ____________ a
a

98 15 {}

m .
.co s e m
s em l a
g la ag
a For more Question Papers, Sample Papers, Notes & Syllabus visit Page 15 of 16

98 1142 16 {}

For more Question Papers, Sample Papers, Notes & Syllabus visit Page 16 of 16