CBSE Class 10 Banking and Insurance Question Paper 2020

H$moS> Z§.
Code No. 98
amob Z§. narjmWu H$moS >H$mo CÎma-nwpñVH$m Ho$ _wI-n¥ð
Roll No. >na Adí` {bIo§ &
Candidates must write the Code on the
title page of the answer-book.

ZmoQ> NOTE
(I) H¥$n`m Om±M H$a b| {H$ Bg àíZ-nÌ _o§ _w{ÐV (I) Please check that this question
n¥ð> 7 h¢ & paper contains 7 printed pages.

(II) àíZ-nÌ _| Xm{hZo hmW H$s Amoa {XE JE H$moS (II) Code number given on the right
>Zå~a H$mo N>mÌ CÎma-nwpñVH$m Ho$ _wI-n¥ð> na hand side of the question paper
{bI| & should be written on the title page of
the answer-book by the candidate.
(III) H¥$n`m Om±M H$a b| {H$ Bg àíZ-nÌ _| (III) Please check that this question
>39 àíZ h¢ & paper contains 39 questions.
(IV) H¥$n`m àíZ H$m CÎma {bIZm ewê$ H$aZo go (IV) Please write down the Serial
nhbo, CÎma-nwpñVH$m _| àíZ H$m H«$_m§H$ Number of the question in the
Adí` {bI| & answer-book before attempting it.
(V) Bg àíZ-nÌ H$mo n‹T>Zo Ho$ {bE 15 {_ZQ >H$m (V) 15 minute time has been allotted to
g_` {X`m J`m h¡ & àíZ-nÌ H$m {dVaU read this question paper. The
nydm©• _| 10.15 ~Oo {H$`m OmEJm & question paper will be distributed
10.15 ~Oo go 10.30 ~Oo VH$ N>mÌ Ho$db at 10.15 a.m. From 10.15 a.m. to
10.30 a.m., the students will read the
àíZ-nÌ H$mo n‹T>|Jo Am¡a Bg Ad{Y Ho$ Xm¡amZ question paper only and will not
do CÎma-nwpñVH$m na H$moB© CÎma Zht {bI|Jo & write any answer on the
answer-book during this period.

~¢qH$J Am¡a ~r_m
BANKING AND INSURANCE
{ZYm©[aV g_` : 2 KÊQ>o A{YH$V_ A§H$ : 50
Time allowed : 2 hours Maximum Marks : 50

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gm_mÝ` {ZX}e :
{ZåZ{b{IV {ZX}em| H$mo ~hþV gmdYmZr go n{‹T>E Am¡a CZH$m g™Vr go nmbZ H$s{OE :
(a) Bg àíZ-nÌ _| Xmo IÊS> h¢ — IÊS> H$ … amoOJma H$m¡eb Am¡a IÊS> I … {df` H$m¡eb &
(b) IÊS> H$ … amoOJma H$m¡eb (10 A§H$)
(i) {XE JE 6 àíZm| _| go {H$Ýht 4 àíZm| Ho$ CÎma Xr{OE & àË`oH$ àíZ 1 A§H$ H$m h¡ &
(ii) {XE JE 5 àíZm| _| go {H$Ýht 3 àíZm| Ho$ CÎma Xr{OE & àË`oH$ àíZ 2 A§H$ H$m h¡ &
(c) IÊS> I … {df` H$m¡eb (40 A§H$)
(i) {XE JE 12 àíZm| _| go {H$Ýht 10 àíZm| Ho$ CÎma Xr{OE & àË`oH$ àíZ 1 A§H$ H$m h¡ &
(ii) {XE JE 6 àíZm| _| go {H$Ýht 4 àíZm| Ho$ CÎma Xr{OE & àË`oH$ àíZ 2 A§H$ H$m h¡ &
(iii) {XE JE 6 àíZm| _| go {H$Ýht 4 àíZm| Ho$ CÎma Xr{OE & àË`oH$ àíZ 3 A§H$ H$m h¡ &
(iv) {XE JE 4 àíZm| _| go {H$Ýht 2 àíZm| Ho$ CÎma Xr{OE & àË`oH$ àíZ 5 A§H$ H$m h¡ &
(d) Bg àíZ-nÌ _| 39 àíZ em{_b h¢ {OZ_| go 27 àíZm| Ho$ CÎma XoZo h¢ &
(e) g^r àíZm| Ho$ {deof ^mJ/IÊS> H$mo ghr H«$_ _| H$s{OE &
(f) A{YH$V_ g_` 2 K§Q>o h¡ &
IÊS> H$
(amoOJma H$m¡eb) 10 A§H$
{XE JE 6 àíZm| ‘| go {H$Ýht 4 àíZm| Ho$ CÎma Xr{OE & à˶oH$ àíZ 1 A§H$ H$m h¡ & 14=4
1. ~r_m joÌ _| à^mdr g§Mma H$s {H$gr EH$ ~mYm H$m Zm_ Xr{OE & 1
2. ~¢H$ à~§YH$ àVmn AnZo H$åß`yQ>a _|§ CgHo$ EH$ ànÌ (Q>oŠñQ>) H$s H$m°nr H$s~moS>© em°Q>©H$Q> H$m
Cn`moJ H$aHo$ àmßV H$aZm MmhVm h¡ & àVmn Ûmam Cn`moJ {H$E Om gH$Zo dmbo H$s~moS>©
em°Q>©H$Q> H$m Zm_ {b{IE & 1
3. AnZo J«mhH$m| Ho$ gmW MMm© H$aZo Ho$ {bE ~r_m H$ånZr Ho$ EO|Q> H$mo _________ hmoZm
Mm{hE & 1
4. h[aV AW©ì`dñWm Ho$ Ho$ÝÐ {~ÝXþ H$m CëboI H$s{OE & 1
5. ____________ CÚ_r H$m EH$ JwU h¡ & 1
6. ‘‘A{YH$ ì`dgm`, A{YH$ àoaH$’’ H$m_Jmam| H$mo AnZo bú` àm{ßV Ho$ {bE _________
H$aVm h¡ & (d§{MV/A{^ào[aV) 1
{XE JE 5 àíZm| ‘| go {H$Ýht 3 àíZm| Ho$ CÎma Xr{OE & à˶oH$ àíZ 2 A§H$ H$m h¡ & 23=6
7. {H$gr g§JR>Z _| e¡br VWm CÔoí` na AmYm[aV g§Mma Ho$ àH$mam| Ho$ Zm_ {b{IE & 2
8. ~¢H$mo§ _| H$åß`yQ>a H¡$go Cn`moJr h¢ ? Xmo H$maU Xr{OE & 2

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General Instructions :
Read the following instructions very carefully and strictly follow them :
(a) This question paper consists of two sections viz. Section A : Employability
Skills and Section B : Subject Skills.
(b) Section A : Employability Skills (10 Marks)
(i) Answer any 4 questions out of the given 6 questions of 1 mark each.
(ii) Answer any 3 questions out of the given 5 questions of 2 marks each.
(c) Section B : Subject Skills (40 Marks)
(i) Answer any 10 questions out of the given 12 questions of 1 mark each.
(ii) Answer any 4 questions out of the given 6 questions of 2 marks each.
(iii) Answer any 4 questions out of the given 6 questions of 3 marks each.
(iv) Answer any 2 questions out of the given 4 questions of 5 marks each.
(d) This question paper contains 39 questions out of which 27 questions are to be
answered.
(e) All questions of a particular part/section must be attempted in the correct
order.
(f) The maximum time allowed is 2 hours.

SECTION A
(Employability Skills) 10 Marks

Answer any 4 questions out of the given 6 questions of 1 mark each. 14=4
1. Mention one barrier to effective communication in the Insurance sector. 1
2. Bank manager Pratap wants to copy text from one of his documents in
the computer by using keyboard shortcut. Write the keyboard shortcut to
be used by Pratap. 1
3. An agent of an Insurance company should be self ___________ to interact
with his/her customers. 1
4. State the main focus of a Green Economy. 1
5. ____________ is the quality of an entrepreneur. 1
6. ‘‘More business, more incentive’’ ____________ the workers to achieve
their targets. (deprives/motivates) 1
Answer any 3 questions out of the given 5 questions of 2 marks each. 23=6
7. Name the types of communication based on style and purpose in any
organisation. 2
8. How is computer useful in banks ? Give two reasons. 2
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9. ~¢qH$J CÚmoJ _| VZmd CËnÞ H$aZo dmbo H$maH$m| Ho$ àH$ma Xr{OE & 2
10. CÚ{_Vm {dH$mg Ho$ {H$Ýht Xmo CÔoí`m| H$m CëboI H$s{OE & 2
11. h[aV AW©ì`dñWm Ho$ Xmo à_wI joÌm| Ho$ Zm_ {b{IE & 2
IÊS> I
({df¶ H$m¡eb) 40 A§H$
{XE JE 12 àíZm| ‘| go {H$Ýht 10 àíZm| Ho$ CÎma Xr{OE & à˶oH$ àíZ 1 A§H$ H$m h¡ & 110=10
12. ‘H$’ Zo ‘I’ na EH$ {d{Z_`-nÌ {bIm & `hm± ‘H$’ H$mo ___________ H$h|Jo & 1
13. hmo_ bmoZ __________ G$U h¡ & 1
(A) gwa{jV
(B) Agwa{jV
(C) AZm¡nMm[aH$
(D) Cn`w©º$ _| go H$moB© Zht
14. ^dZ Ho$ H«$` Ho$ {bE ~¢H$ go {b`m J`m G$U h¡ 1
(A) XrKm©d{Y G$U
(B) Aënmd{Y G$U
(C) ~¢H$ A{Y{dH$f©
(D) ZJX gmI
15. Ama.Q>r.Or.Eg. H$m {dñV¥V ê$n ___________ h¡ & 1
16. ‘~¢H$ _m±J nÌ’ H$s n[a^mfm Xr{OE & 1
17. OrdZ ~r_m CËnmXm| Ho$ Xmo CÔoí`m| H$m CëboI H$s{OE & 1
18. ‘Zm_m§H$Z’ H$mo n[a^m{fV H$s{OE & 1
19. d¥Õ Am`w _| {H$g àH$ma H$s nm°{bgr {Z`{_V Am` àXmZ H$aVr h¡ ? 1
20. ‘_mZd OrdZ _yë`’ H$m Š`m AW© h¡ ? 1
21. dh ì`{º$ Omo ~r_m àmW©Zm-nÌ H$s g_rjm H$aVm h¡ VWm `h {ZU©` H$aVm h¡ {H$ àmW©Zm-nÌ
ñdrH$m`© h¡ AWdm Zht, VWm `{X hm±, Vmo {H$g àr{_`_ na, H$hbmVm h¡ 1
(A) EO|Q>
(B) hm_rXma
(C) ~¢H$a
(D) R>oHo$Xma

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9. Name the categories of stress causal agents in the banking industry. 2

10. State any two objectives of entrepreneurship development. 2

11. Name two main sectors of the Green Economy. 2

SECTION B
(Subject Skills) 40 Marks

Answer any 10 questions out of the given 12 questions of 1 mark each. 110=10

12. ‘A’ drew a bill of exchange on ‘B’. Here ‘A’ is known as ___________ . 1

13. Home loan is a ____________ loan. 1
(A) Secured
(B) Unsecured
(C) Informal
(D) None of the above

14. Loan taken from a bank for the purchase of a building is 1
(A) Long-term loan
(B) Short-term loan
(C) Bank overdraft
(D) Cash credit
15. RTGS stands for ___________ . 1
16. Define ‘Bank Demand Draft’. 1
17. State two purposes of Life Insurance products. 1
18. Define ‘Nomination’. 1
19. Which kind of policy provides regular income during old age ? 1
20. What is meant by ‘human life value’ ? 1
21. The person who reviews an Insurance application and decides whether the
application is acceptable or not, and if yes and at what premium, is known
as 1
(A) Agent
(B) Underwriter
(C) Banker
(D) Contractor

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22. ‘gm_mÝ` ~r_m’ H$s n[a^mfm Xr{OE & 1

23. ñdmñÏ` ~r_m nm°{bgr boZo H$m EH$ bm^ {b{IE & 1

{XE JE 6 àíZm| ‘| go {H$Ýht 4 àíZm| Ho$ CÎma Xr{OE & à˶oH$ àíZ 2 A§H$ H$m h¡ & 24=8

24. M¡H$ H$mo aoIm§{H$V H$aZo Ho$ {H$Ýht Xmo _hÎdnyU© {~ÝXþAm| H$m CëboI H$s{OE & 2

25. {d{Z_`-nÌ Ho$ njm| Ho$ Zm_ {b{IE & 2

26. à{Vkm-nÌ H$s {H$Ýht Xmo {deofVmAm| H$m CëboI H$s{OE & 2

27. gwa{jV G$U VWm Agwa{jV G$U _| H$moB© Xmo AÝVa Xr{OE & 2

28. ‘n[adV©Zerb (âbmoqQ>J) ã`mO Xa’ H$mo g_PmBE & 2

29. _moQ>a dmhZ ~r_m H$mo n[a^m{fV H$s{OE & {H$Ýht Xmo AÝ` àH$ma Ho$ gm_mÝ` ~r_m Ho$ Zm_
{b{IE & 2

{XE JE 6 àíZm| ‘| go {H$Ýht 4 àíZm| Ho$ CÎma Xr{OE & à˶oH$ àíZ 3 A§H$ H$m h¡ & 34=12

30. {d{^Þ àH$ma Ho$ ~¢H$ G$U Š`m h¢ ? àË`oH$ H$s EH$ {deofVm H$m CëboI H$s{OE & 3

31. gmW©H$ G$U àXmZ H$aZo Ho$ {gÕm§Vm| H$m CëboI H$s{OE & 3

32. _mo~mBb ~¢qH$J _| {Z{hV {H$Ýht VrZ Ame§H$mAm| H$s MMm© H$s{OE & 3

33. S>o{~Q> H$mS>© VWm H«o${S>Q> H$mS>© _| H$moB© VrZ A§Va Xr{OE & 3

34. YZ dmngr nm°{b{g`m| H$s Xmo {deofVmAm| H$m CëboI H$s{OE & 3

35. Zm{_V H$s n[a^mfm Xr{OE & Zm_m§H$Z H$~ à^mdhrZ hmo OmVm h¡ ? 3

{XE JE 4 àíZm| ‘| go {H$Ýht 2 àíZm| Ho$ CÎma Xr{OE & à˶oH$ àíZ 5 A§H$ H$m h¡ & 52=10

36. bm°H$a gw{dYm H$m¡Z àXmZ H$aVm h¡ ? EH$ J«mhH$ H$mo Xr OmZo dmbr bm°H$a gw{dYm H$s {H$Ýht
Mma {deofVmAm| H$m CëboI H$s{OE & 5

37. OrdZ ~r_m nm°{bgr H$m¡Z bo gH$Vm h¡ ? OrdZ ~r_m nm°{bgr àmßV H$aZo Ho$ MaUm| H$mo
g_PmBE & 5

38. ‘g_ZwXoeZ’ H$m Š`m AW© h¡ ? g_PmBE & 5

39. B§Q>aZoQ> ~¢qH$J Ho$ _hÎd H$mo g_PmBE & 5

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22. Define ‘General Insurance’. 1

23. Write a benefit of taking Health Insurance policy. 1

Answer any 4 questions out of the given 6 questions of 2 marks each. 24=8

24. State any two points of importance of crossing of a cheque. 2

25. Name the parties to a Bill of Exchange. 2

26. State any two features of a Promissory Note. 2

27. Give any two differences between Secured loan and Unsecured loan. 2

28. Explain the term ‘Floating Rate Interest’. 2

29. Define Motor Vehicle Insurance. Name any two other types of General
Insurance. 2

Answer any 4 questions out of the given 6 questions of 3 marks each. 34=12
30. What are the various types of Bank Loans ? State one feature of each. 3
31. State the principles of sound lending. 3
32. Discuss any three threats involved with mobile banking. 3
33. Give any three differences between Debit Cards and Credit Cards. 3
34. State two features of Money Back policies. 3
35. Define Nominee. When does the nomination become ineffective ? 3

Answer any 2 questions out of the given 4 questions of 5 marks each. 52=10

36. Who provides the locker facility ? State any four features of locker
facilities provided to a customer. 5
37. Who can take the Life Insurance policy ? Explain the steps in obtaining
the Life Insurance policy. 5
38. What is meant by ‘Assignment’ ? Explain. 5
39. Explain the importance of Internet Banking. 5

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