CBSE Class 9 Syllabus 2027 Introduction to Financial Markets

FOR CBSE CLASS 9 SYLLABUS EXAM PREPARATION

CBSE Class 9 Syllabus
2027
Question Paper
EXAM YEAR TYPE

CBSE Class 9 Syllabus 2027 Question Paper
DETAILS

Introduction to Financial Markets

Notes · Sample Papers · Previous Year Papers · Mock Tests

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a EDUCATION
CBSE | DEPARTMENT OF SKILL
CURRICULUM FOR SESSION 2026-2027
INTRODUCTION TO FINANCIAL MARKETS
(SUBJECT CODE 405) m
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JOB ROLE: BUSINESS CORRESPONDENT
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COURSEaOVERVIEW
Financial skills particularly in the 21st century are as important as computer skills. It
empowers a person to take informed judgments and decisions regarding the use and
management of money. Financial skills improves the quality of life and standard of living by
promoting budgeting, disciplined savings, intelligent use of credit for buying home,
children’s education & marriage, retirement planning etc.
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There is also an acute shortage of trained professionals in BFSI (Banking, Financial

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lagrowth sector to develop skills. NSE is also co-
Services, and Insurance) industry. The National Skill Development Corporation (NSDC)

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has identified BFSI as one of the 21 g
promoter of BFSI sector council. The BFSI is also known as financial markets.

CBSE and NSE Academy have jointly promoted the Financial Markets Management
(FMM) course. A joint certificate on completion of the course for class IX & X and for class
XI & XII is provided by CBSE and NSE Academy.

OBJECTIVES OF THE COURSE:
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Incothis course, the students will be introduced to the fundamental conceptsm
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m .Management (FMM) and the career opportunities available in this field. sThis
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of Financial Markets

s e insight to the students regarding various issues associated with business.
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 To develop financial skills

 To build foundation for money management and equity market

 To develop basic understanding of mutual funds, capital and derivative market


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To build speed and accuracy for financial market operations
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 To develop business acumen and entrepreneurial skills for financial markets

 To gain knowledge of green skills for environment protection

 To develop computer skills required for financial market.

 To learn oral and written communication skills to deal with clients

 To understand regulatory requirements while working in financial markets

SALIENT FEATURES:

 Vertical mobility - Students starting from class IX can continue to study Financial Markets
in CBSE till XII, and thereafter till Post Graduation in college and university. They can also
get preference for admission in the same stream (Financial Markets) in Universities for
BBA, B.Com and 5 years Integrated MBA in Financial Market.

 Joint Certificate - NSE Academy provides industry certificates apart from CBSE and NSE
Academy providing joint certificate.

 Books - Books for FMM subjects are readily downloadable from CBSE website by click of
a mouse.

 Skill Development – NSE Academy helps skill development through internet based mock
simulator software, NSE Learn to Trade-NLT.

 Save time - Students will save up to 1 year by passing 2/4 NCFM Modules while studying
FMM in CBSE schools.

 Career opportunities – Students can acquire employable skills for life and virtually there is
no retirement. They can be employed in Banks, Mutual Funds, Stock Market, Currency
Market, Commodity Market, Teaching, KPOs, and BPOs etc. in BFSI (Banking Financial
Services & Insurance) sector.

 Career for 21st Century – FMM is the career for the tech savvy young persons in the 21st
century. Your office can be anywhere in the world, if you have a laptop or smart phone
with internet connection. There is lifelong learning as well as earning opportunities.

 Employment potential – A candidate on completion of FMM and on attaining the age of
employment will be a preferred candidate (compared to general market candidates without
any specific skills ) in the job roles of Back office executive, equity dealer, relationship
executive, mutual fund executive, sales executive for selling financial services etc.in
banks, broking firms, KPOs, asset management companies etc.

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LIST OF EQUIPMENT AND MATERIALS:
The list given below is suggestive and an exhaustive list should be prepared by the skill teacher.
Only basic tools, equipment and accessories should be procured by the Institution so that the
routine tasks can be performed by the students regularly for practice and acquiring adequate
practical experience.

Equipment’s required for Computer Lab / Classroom:
1. Computers
2. LCD Projector with screen
3. White/Black Boards
4. Internet Connection
NSEMART Software (Internet based software) to be provided by NSEMART Software on
enrolment of students.

CAREER OPPORTUNITIES:

FMM is the career for the tech savvy young persons in the 21st century. Your office can be
anywhere in the world, if you have a laptop or smart phone with internet connection. There is
lifelong learning as well as earning opportunities. Students can acquire employable skills for life
and virtually there is no retirement. They can be employed in Banks, Mutual Funds, Stock Market,
Currency Market, Commodity Market, Teaching, KPOs, and BPOs etc. in BFSI (Banking Financial
Services & Insurance) sector.

A candidate on completion of FMM and on attaining the age of employment will be a preferred
candidate (compared to general market candidates without any specific skills) in the job roles of
Back office executive, equity dealer, relationship executive, mutual fund executive, sales executive
for selling financial services etc.in banks, broking firms, KPOs, asset management companies etc.

VERTICAL MOBILITY:

Graduation: After passing out from school, they can go for BBA (FM), B Com (FM), 5 years
integrated MBA (FM) with option to leave after 3 years as BBA (FM), B.Voc (FM) or B.Voc(FS) with
universities and colleges who have tie up with NSE Academy. Many universities/colleges also give
preference in admission to FMM students in these courses.

Post-Graduation: A large number of universities in India also offer MBA/ M Com in (Financial
Markets) in collaboration with NSE Academy.

CURRICULUM:

This course is a planned sequence of instructions consisting of Units meant for developing
employability and Skills competencies of students of Class IX and X opting for Skills subject along
with other subjects.

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a (SUBJECT CODE - 405)
INTRODUCTION TO FINANCIAL MARKETS
CLASS – IX (SESSION 2026-2027)
Total Marks: 100 (Theory-50 + Practical-50)
NO. OF HOURS MAX. MARKS
UNITS for Theory and for Theory and
Practical Practical
220 100
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Employability Skills

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Unit 1 : Communication Skills-I 13 2
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Part A

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Unit 2 : Self-Management
Unita3s: ICT Skills-I
Skills-I 07 2
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l 4 : Entrepreneurial Skills-I 13 2
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Unit 5 : Green Skills-I
10
07
2
2
Total 50 10
Subject Specific Skills
Unit 1: Money – What it is 10 04
Unit 2: Money Exchange Systems 8 03

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Unit 3: Key Characteristics of Money 5 02

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Part - B

Unit 4: What is Financial Planning 11 06
Unit 5: What is income
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Unit 6: What is Expenses ag 5 02
Unit 7: What is Bank 03 06
Unit 8: Why Save 8 03
Unit 9: Setting Goals 8 03
Unit 10: Systematic Saving and investments 11 05

Unit 11: Making a Budget 08
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Total 95
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Practical Work

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10
Part C

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Viva based on Project 05
a Practical File
Demonstration of skill competency via Lab
10

Activities 60 25
Total 75 50
GRAND TOTAL 220 100

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INTRODUCTION TO FINANCIAL MARKETS (SUB. CODE 405)
CLASS – IX (SESSION 2026-2027)
DETAILED CURRICULUM/TOPICS:
Part-A: EMPLOYABILITY SKILLS
S. No. Units Duration in Hours
1. Unit 1: Communication Skills-II 13
2. Unit 2: Self-management Skills-II 07
3. Unit 3: Information and Communication Technology Skills-II 13
4. Unit 4: Entrepreneurial Skills-II 10
5. Unit 5: Green Skills-II 07
TOTAL DURATION 50

The detailed curriculum/ topics to be covered under Part A: Employability Skills can be
downloaded from CBSE website.

Part-B – SUBJECT SPECIFIC SKILLS (Class IX)
S. No. Units Duration in Hours

1. Unit 1: Money – What it is 10
2. Unit 2: Money Exchange Systems 8
3. Unit 3: Key Characteristics of Money 5
4. Unit 4: What is Financial Planning 11
5. Unit 5: What is income 5
6. Unit 6: What is Expenses 5
7. Unit 7: What is Bank 03

8. Unit 8: Why Save 8

9. Unit 9: Setting Goals 8
10 Unit 10: Systematic Saving and investments 11

11 Unit 11: Making a Budget 08

Total 95

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UNIT SUB-UNIT SESSION/ ACTIVITY/ PRACTICAL
1. MONEY-WHAT History of Money Session-1
IT IS? • Brief history of money
• Requirement of money

Activity
• Interactive lecture: Introduction and Basics of
currency
• Collect the pictures of coins of different countries
Evolution of Session -2
Money  Money as a medium of Exchange
 Barter System
 Limitation of Barter System
Activity
Role play – Barter System

Currencies Session -3
 Tangible and Intangible Sources of money
 Different symbols of money
 Minting of money
Activity
Draw pictures of different symbols of money
2. MONEY- Bartering and Session -1
EXCHANGE Commodity money  Explanation of specialization & Trade
SYSTEMS  The wheels of economic progress

Activity
• Show different currency as a medium of exchange
Division of Labour Session -2
• Early History of Division of Labour
• Today’s Division of Labour leading to
specialization

Activity
• Flowchart of Division of Labour
Modern Currency Session -3
• Describe Modern Currency
• Distinguish between traditional and modern
currency

Activity
• Make a PPT on the topic “ Modern Currency “
3. KEY Medium of Session -1
CHARACTERIS Exchange  Functions of money
TICS OF  Meaning of Goods and Services
MONEY Activity
 Make a collage of 5 items of goods and services
each
Standard of value Session -2
or a Unit of  Explanation of Standard of value or a Unit of
Account Account
Activity
 Role play - Buy/Sell few things to your class

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UNIT SUB-UNIT
Store of Value.
a PRACTICAL
SESSION/ ACTIVITY/
Session -3
 Key Roles of money

Activity
 Identify the features of any five
commodities. do they possess the
characteristics of money .
4. WHAT IS Goal Setting Session -1
 Setting a goal
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FINANCIAL
 Short term and Long Term goals
PLANNING ?
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Analyze Session -2
information of  Meaning of Financial Planning
Financial Planning  Steps to achieve financial goals

Activity
 Plan a vacation trip with your family
Creating a plan Session -3
 Difference between Needs and Wants
 Examples of Values
 Identify the time line to achieve goals

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Activity
 Interactive lecture:

s em Values and it’s importance in life

g la Session -1
a  Define
5. WHAT IS Income
INCOME ? Income
Identify the sources of Income
Activity
 Identify the allowances from the Mr. Ramesh’s
pay cheque given on pg no 33
Measurement of Session -2
Income  Difference between Gross Income and Net
Income
 Explain taxes
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 Affect on Income after taxes and Deduction
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Activity

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 Make a list of sources from where you get money

s e (like Gifts, Pocket Money etc.)
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a EXPENSES ?  Define Fixed Expenses
 Examples of Fixed Expenses
Activity
 List the daily expenses for a week of yourself.
Variable Expenses Session -2
 Define Variable Expenses
 Examples of Variable Expenses
 Cash Management
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UNIT SUB-UNIT SESSION/ ACTIVITY/ PRACTICAL
Activity
 List your variable expenses.

Building your own Session -3
budget  Meaning and importance of Budget
 Building your own budget
 PYF ( Pay Yourself First )
Activity
 Plan a budget for yourself if you are staying in a
hostel, your father gives you Rs 10000 a month
for all your expenses.
7. WHAT IS A Banking Session -1
BANK ?  Origin of Banking
 How to open a Bank Account ?
 Deposits and Withdrawal from Bank account
 Bank account holders’ documents – Pass Book ;
ATM Card ; Cheque Book
Activity
 Find MICR and IFSC of five banks from the
websites
Types of Bank Session -2
accounts and  Saving bank Account
Services  Current Account
 Other services provided by Banks-Fixed
Deposits , Recurring Deposits
 Electronic Banking
Activity
 Visit to ATM and learn its functions.
8. WHY SAVE ? Income Vs Session – 1
Saving  Meaning of Saving with examples
 Distinguish between Income and Disposable
Income
Activity
 Identify the benefits of Savings
Interests Session -2
 Simple Interest
 Compound Interest
 Rule of 72
Activity
 Practice through Scientific Calculator
illustrations on simple Interest , compound
Interest and rule of 72.
9. SETTING Setting of a goal Session-1
GOALS  Meaning and importance of Goal setting in life
 How to set a goal
 SMART goals
Activity
 Group discussion to form a particular Goal

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UNIT SUB-UNIT SESSION/ ACTIVITY/ PRACTICAL
Types of goals Session -2
 Types of goals
 Goal statement
 Achieving goals
Activity
 Make a poster on SMART goals

10. SYSTEMATIC Savings & Session-1
SAVINGS AND Investment  Meaning of Savings & Investment
INVESTMENTS  Difference between Savings & Investment
 Interest Coverage Ratio
Activity
 Interpretation on the basis of Ratio Analysis
 Do Sums and Analysis
Speculation Session -2
Time Value of  Evaluate the risk of speculation
money  Time value of money
 Various methods to calculate interests in the
financial markets
 SIP and its features
Activity
 Find real examples of Time Value of money
Budgeting and its Session-1
11. MAKING OF preparation  Meaning and importance of Budgeting
BUDGET  Tips to prepare a household budget
Activity
Your friend Mr. Ajay wishes to throw a party for his
friends on his Birthday which falls six months later.
He has saved Rs 500 from his pocket money every
month , so that he can celebrate his birthday with Rs
3000.Plan a budget for him to throw a party.

Analysis of Budget Session-2
 Discretionary and Non- Discretionary Expenses

Activity
Discuss that how expenses overcome and
mismanage the budget .

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