CBSE Class 10 Banking and Insurance Question Paper 2019

SET-4
Series JMS H$moS> Z§.
Code No. 98
amob Z§. narjmWu H$moS >H$mo CÎma-nwpñVH$m Ho$ _wI-n¥ð
Roll No. >na Adí` {bIo§ &
Candidates must write the Code on the
title page of the answer-book.

 H¥$n`m Om±M H$a b| {H$ Bg àíZ-nÌ _o§ _w{ÐV n¥ð> 7 h¢ &
 àíZ-nÌ _| Xm{hZo hmW H$s Amoa {XE JE H$moS >Zå~a H$mo N>mÌ CÎma-nwpñVH$m Ho$ _wI-n¥ð> na {bI| &
 H¥$n`m Om±M H$a b| {H$ Bg àíZ-nÌ _| >31 àíZ h¢ &
 H¥$n`m àíZ H$m CÎma {bIZm ewê$ H$aZo go nhbo, àíZ H$m H«$_m§H$ Adí` {bI| &
 Bg àíZ-nÌ H$mo n‹T>Zo Ho$ {bE 15 {_ZQ >H$m g_` {X`m J`m h¡ & àíZ-nÌ H$m {dVaU nydm©• _|
10.15 ~Oo {H$`m OmEJm & 10.15 ~Oo go 10.30 ~Oo VH$ N>mÌ Ho$db àíZ-nÌ H$mo n‹T>|Jo Am¡a
Bg Ad{Y Ho$ Xm¡amZ do CÎma-nwpñVH$m na H$moB© CÎma Zht {bI|Jo &
 Please check that this question paper contains 7 printed pages.
 Code number given on the right hand side of the question paper should be
written on the title page of the answer-book by the candidate.
 Please check that this question paper contains 31 questions.
 Please write down the Serial Number of the question before
attempting it.
 15 minute time has been allotted to read this question paper. The question
paper will be distributed at 10.15 a.m. From 10.15 a.m. to 10.30 a.m., the
students will read the question paper only and will not write any answer on
the answer-book during this period.

~¢qH$J Am¡a ~r‘m
BANKING AND INSURANCE

{ZYm©[aV g_` : 2 KÊQ>o A{YH$V_ A§H$ : 50
Time allowed : 2 hours Maximum Marks : 50
98 1 P.T.O.

gm_mÝ` {ZX}e :
(i) Bg àíZnÌ ‘| 31 àíZ em{‘b h¢ {OZ‘| go Aä¶Wu H$mo {g’©$ 23 àíZ H$aZo H$s µOê$aV h¡ &
(ii) àíZnÌ Xmo IÊS>m| ‘| {d^m{OV h¡ &
I. IÊS> H$
 ~hþ{dH$ënr¶ àíZ/[a³V ñWmZ ^[aE/grYo àíZ : Hw$b 12 àíZ em{‘b h¢ Omo
1 – 1 A§H$ Ho$ h¢ & BZ‘| go {H$Ýht 10 àíZm| Ho$ CÎma Xr{OE &
 A{V bKw CÎmar¶ àíZ : Bg_| Hw$b 7 àíZ em{‘b h¢, à˶oH$ 2 A§H$ Ho$ h¢ &
BZ‘| go {H$Ýht 5 àíZm| Ho$ CÎma Xr{OE &
 bKw CÎmar¶ àíZ : Bg‘| Hw$b 7 àíZ em{‘b h¢, à˶oH$ 3 A§H$ Ho$ h¢ & BZ‘| go
{H$Ýht 5 àíZm| Ho$ CÎma Xr{OE &
II. IÊS> I
 XrK© CÎmar¶/{Z~ÝYmË‘H$ àíZ : Bg‘| Hw$b 5 àíZ em{‘b h¢, à˶oH$ 5 A§H$ Ho$
h¢ & BZ‘| go {H$Ýht 3 àíZm| Ho$ CÎma Xr{OE &
General Instructions :

(i) This question paper contains 31 questions out of which the candidate
needs to attempt only 23 questions.

(ii) Question paper is divided into two sections :

I. SECTION A
 Multiple choice questions/Fill in the blanks/Direct questions :
contains total 12 questions of 1 mark each. Answer any
10 questions.
 Very short answer type questions : contains total 7 questions
of 2 marks each. Answer any 5 questions.
 Short answer type questions : contains total 7 questions
of 3 marks each. Answer any 5 questions.

II. SECTION B
 Long answer/Essay type questions : contains total 5 questions
of 5 marks each. Answer any 3 questions.

98 2

IÊS> H$
SECTION A

~hþ{dH$ënr¶ àíZ/[a³V ñWmZ ^aZm/EH$ dm³¶/ghr-µJbV H$WZ ({H$Ýht Xg Ho$ CÎma Xr{OE) 110=10
MCQs/Fills ups/One Sentence/True-False statement (Attempt any ten)

1. ZJX G$U ImVo na ã¶mO Xa A{Y{dH$f© ã¶mO Xa go _________ hmoVr h¡ &
The rate of interest on cash credit account is _________ than overdraft
interest rate.

2. boQ>a Am°’$ H«o${S>Q> EH$ _________ G$U h¡ &
(H$) {dÎm-nmo{fV
(I) µJ¡a-{dÎm-nmo{fV
(J) Cn`w©³V ‘| go H$moB© Zht
Letter of credit is a/an _________ loan.
(a) Funded
(b) Unfunded
(c) None of the above

3. AmB©.E’$.Eg.gr. H$m {dñV¥V ê$n _________ h¡ &
The full form of IFSC is _________.

4. AH$ñ‘mV² J«mhH$ Ho$ {bE EZ.B©.E’$.Q>r. boZXoZ H$s ZJX àofU gr‘m _________ h¡ &
(H$) < 10,000
(I) < 25,000
(J) < 50,000
Cash remittance limit for NEFT transactions for a walk-in customer is
_________.
(a) < 10,000
(b) < 25,000
(c) < 50,000

5. _________ qb³S> _________ ßbmZ OrdZ ~r‘m H$m EH$ àH$ma h¡ &
_________ linked _________ plan is a type of Life Insurance.

98 3 P.T.O.

6. ‘Ad{Y ~r‘m’ (Q>‘© BÝewaoÝg) H$m ³¶m AW© h¡ ?
What is meant by ‘Term Insurance’ ?

7. OrdZ ~r‘m nm°{bgr H$m A{^hñVm§H$Z nm°{bgr boZo go nyd© {H$¶m Om gH$Vm h¡ &
(ghr/µJbV)
Assignment of Life Insurance Policy can be done before acquiring the
policy. (True/False)

8. _________ EH$ à{H«$`m h¡ {OgHo$ AÝVJ©V ~r‘m H$ånZr EH$ nm°{bgr Ho$ {bE AmdoXZ H$mo
ñdrH$ma AWdm AñdrH$ma H$aZo H$m {ZU©¶ boVr h¡ &
_________ is a process in which an insurance company decides whether to
accept or reject an application for a policy.

9. ‘o{S>³bo‘ ~r‘m nm°{b{g`m± Eå~wb|g 춶 H$s ì¶dñWm Zht H$aVr h¢ & (ghr/µJbV)
Mediclaim Insurance Policies do not cover ambulance charges.
(True/False)

10. g‘¶ ‘yë¶dmZ h¡, g‘¶ _________ h¡ &
Time is precious, Time is _________.

11. ‘m¡{IH$ g§àofU AempãXH$ g§àofU H$m EH$ àH$ma h¡ & (ghr/µJbV)
Oral communication is a form of non-verbal communication. (True/False)

12. g§àofU ‘| AdamoY
(H$) Bgo Á`mXm à^mdr ~ZmVo h¢
(I) Bgo H$_ à^mdr ~ZmVo h¢
(J) Bg na H$moB© à^md Zht S>mbVo
Barriers in communication
(a) make it more effective
(b) make it less effective
(c) do not have any effect on it

98 4

A{V bKw CÎmar¶ àíZ ({H$Ýht nm±M Ho$ CÎma Xr{OE) 25=10
Very Short Answer Type Questions (Attempt any five)

13. ‘à{V~§YmË‘H$ ~oMmZ’ H$mo g§jon ‘| g‘PmBE &
Briefly explain ‘Restrictive Endorsement’.

14. M¡H$ Ho$ njm| H$s gyMr ~ZmBE &
List the parties to a cheque.

15. bm^mWu Ho$ {bE B©.gr.Eg. H«o${S>Q> Ho$ {H$Ýht Xmo bm^m| H$m C„oI H$s{OE &
State any two advantages of ECS credit to beneficiary.

16. ‘m±J nÌ ({S>‘m§S> S´>mâQ>) Ho$ {H$Ýht Xmo bm^m| H$m C„oI H$s{OE &
State any two advantages of Demand Draft.

17. gm‘mݶ ~r‘m Ûmam g§a{jV {H$Ýht Xmo Omo{I‘m| H$m C„oI H$s{OE &
State any two risks that are covered under General Insurance.

18. g§àofU MH«$ Ho$ KQ>H$m| H$s gyMr ~ZmBE &
List the elements of communication cycle.

19. {b{IV g§àofU H$m ³¶m AW© h¡ ?
What is meant by written communication ?

bKw CÎmar` àíZ ({H$Ýht nm±M Ho$ CÎma Xr{OE) 35=15
Short Answer Type Questions (Attempt any five)

20. ‘{d{Z‘¶ nÌ’ H$m Z‘yZm ~ZmBE &
Draw the specimen of a ‘Bill of Exchange’.

98 5 P.T.O.

21. à{V^y{V¶m| na à^ma g¥OZ H$s {H$Ýht VrZ {d{Y¶m| H$m C„oI H$s{OE &
State any three methods of creating charge on securities.

22. {d{^Þ àH$ma H$s BÝQ>aZoQ> ~¢qH$J H$mo g§jon ‘| g‘PmBE &
Briefly explain different types of Internet banking.

23. ‘‘Zr-~¡H$ nm°{bgr’ H$s AdYmaUm H$m g§jon ‘| dU©Z H$s{OE &
Describe briefly the concept of ‘Money-Back Policies’.

24. ‘moQ>a dmhZ ~r‘m Ho$ àH$mam| H$mo g‘PmBE &
Explain the types of Motor Vehicle Insurance.

25. ‘g‘wÐr ~r‘m nm°{bgr’ Ho$ g§X^© ‘| ‘H$da ZmoQ>’ H$m ³¶m AW© h¡ ?
What is meant by a ‘Cover Note’ in case of ‘Marine Insurance Policy’ ?

26. à^mdr g§àofU Ho$ {H$Ýht VrZ AdamoYm| H$m C„oI H$s{OE &
State any three barriers to effective communication.

IÊS> I
SECTION B

XrK© CÎmar¶ àíZ ({H$Ýht VrZ Ho$ CÎma Xr{OE) 53=15
Long Answer Type Questions (Attempt any three)

27. EZ.B©.E’$.Q>r. Ho$ ‘mܶ‘ go YZ àofU H$s à{H«$¶m H$mo g‘PmBE &
Explain the process of remittance of money through NEFT.

28. {d{^Þ àH$ma Ho$ A{J«‘m| H$mo g‘PmBE &
Explain different types of advances.

98 6

29. ‘gm‘y{hH$ ~r‘m’ H$m dU©Z H$s{OE &
Describe ‘Group Insurance’.

30. OrdZ ~r‘m nm°{bgr boZo Ho$ {H$Ýht nm±M bm^m| H$mo g‘PmBE &
Explain any five advantages of taking life insurance policy.

31. A{½Z ~r‘m nm°{b{g¶m| Ho$ {d{^Þ àH$mam| H$mo g§jon ‘| g‘PmBE &
Explain briefly different types of fire insurance policies.

98 7 P.T.O.