CBSE Class 12 Question Paper 2022 Banking

SET-4
Series àíZ-nÌ H$moS>
Q.P. Code 335
amob Z§. narjmWu àíZ-nÌ H$moS> H$mo CÎma-nwpñVH$m Ho$
Roll No. _wI-n¥ð >na Adí` {bIo§ &
Candidates must write the Q.P. Code on
the title page of the answer-book.

H¥$n`m Om±M H$a b| {H$ Bg àíZ-nÌ _o§ _w{ÐV n¥ð> 7 h¢ &
àíZ-nÌ _| Xm{hZo hmW H$s Amoa {XE JE àíZ-nÌ H$moS H$mo narjmWu CÎma-nwpñVH$m Ho$ _wI-n¥>ð> na
{bI| &
H¥$n`m Om±M H$a b| {H$ Bg àíZ-nÌ _| >25 àíZ h¢ &
H¥$n`m àíZ H$m CÎma {bIZm ewê$ H$aZo go nhbo, CÎma-nwpñVH$m _| àíZ H$m H«$_m§H$ Adí`
{bI| &
Bg àíZ-nÌ 15 {_ZQ >H$m g_` {X`m J`m h¡ & àíZ-
10.15 ~Oo {H$`m OmEJm & 10.15 ~Oo go 10.30 ~Oo VH$ N>mÌ Ho$db àíZ-
Bg Ad{Y Ho$ Xm¡amZ do CÎma-nwpñVH$m na H$moB© CÎma Zht {bI|Jo &
Please check that this question paper contains 7 printed pages.
Q.P. Code given on the right hand side of the question paper should be written
on the title page of the answer-book by the candidate.
Please check that this question paper contains 25 questions.
Please write down the serial number of the question in the
answer-book before attempting it.
15 minute time has been allotted to read this question paper. The question
paper will be distributed at 10.15 a.m. From 10.15 a.m. to 10.30 a.m., the
students will read the question paper only and will not write any answer on
the answer-book during this period.

~¢qH$J
BANKING

1
:1 : 30
2
1
Time allowed : 1 hours Maximum Marks : 30
2
335 Page 1 P.T.O.

:

(i)

(ii)

(iii) 5 6
1 4
5 6

(iv) 17 16
7 13
14 18
19 22

(v) 8 3
23 25

(vi)

(vii) /

IÊS H$
(amoµOJma H$m¡eb) (3+2=5 A§H$)

4 3 3 1=3

1. h[aV amoµOJma Ho$ _w»` dmhH h¢ ? 1
2. gVV {dH$mg _| Ama.B©.E\$.`y.Eg.B©. (REFUSE) Ho$ KQ>H$ Ama ? 1
3. EH$ CÚ_r Ho$ {H$Ýht Xmo JwUm| H$s gyMr ~ZmBE Omo Cgo g\$b ~ZmVr h¢ & 1
4. CÚ_r Ho$ OrdZ go g§~§{YV Ñ 1

2 1 1 2=2
5. gm_J«r H$m nwZM©H«$U g§gmYZm| H$mo ~MmZo _| {H$g àH$ma ghm`Vm H$aVm h¡ ? 2
6. g_PmBE {H$ S>a {H$g àH$ma CÚ_r Ho$ {bE EH$ ~mYm Ho$ ê$n _| H$m`© H$aVm h¡ & 2
335 Page 2

General Instructions :
(i) Please read the instructions carefully.
(ii) This question paper is divided into three sections, viz. Section A,
Section B and Section C.
(iii) Section A is of 5 marks and has 6 questions on Employability Skills.
(a) Questions number 1 to 4 are one mark questions. Attempt any
three questions.
(b) Questions number 5 and 6 are two marks questions. Attempt any
one question.
(iv) Section B is of 17 marks and has 16 questions on Subject Specific Skills.
(a) Questions number 7 to 13 are one mark questions. Attempt any
five questions.
(b) Questions number 14 to 18 are two marks questions. Attempt any
three questions.
(c) Questions number 19 to 22 are three marks questions. Attempt any
two questions.
(v) Section C is of 8 marks and has 3 Competency-Based Questions.
Questions number 23 to 25 are four marks questions. Attempt any
two questions.
(vi) Do as per the instructions given in the respective sections.
(vii) Marks allotted are mentioned against each section/question.

SECTION A
(Employability Skills) (3+2=5 marks)

Answer any 3 questions out of the given 4 questions. 3 1=3
1. What are the key drivers of green employment ? 1
2. 1
3. List any two qualities of an entrepreneur which make him successful. 1
4. State the importance of persistency in relation to entrepreneur s life. 1

Answer any 1 question out of the given 2 questions. 1 2=2
5. How does recycling of material help to save resources ? 2
6. Explain how fear acts as a barrier for an entrepreneur. 2
335 Page 3 P.T.O.

IÊS I
({df` {d{eï> H$m¡eb) (5+6+6=17 A§H$)
7 5 5 1=5
7. ~¢H$m| _| g_memoYZ ? 1
8. 30 OyZ, 2019 H$mo 30 {XZ níMmV² Xo` H$mo EH$ {d{Z_`-nÌ {
? 1
9. g_` Ad{Y H¡$go ~mµOma ã`mO Xa à{VeV H$mo à^m{dV H$aVr h¡ ? 1
10. Ý`yZV_ g§M` àUmbr ? 1
11. amOH$mofr` Zr{V ? 1
12. à_mUH$ H$m AW© Xr{OE & 1
13. EH$ ~¢H$ Ho$ bm^-hm{Z ImVo Ho$ ì`` nj na g~go A{YH$ am{e Xem©Zo dmbr _X H$m Zm_
{b{IE & 1

5 3 3 2=6
14. {ZåZ{b{IV nXm| H$mo n[a^m{fV H$s{OE : 2
(a) AZwJ«h {Xdg
(b)
15. ~¢H$ ? 2
16. G Um| Ho$ {H$Ýht {OZH$m _yë`-{ZYm©aU AmYma Xa H$mo Ü`mZ _| aIo
{~Zm {H$`m Om gH$Vm h¡ & 2
17. aonmo aoQ> VWm [adg© aonmo aoQ> H$m AW© Xr{OE & 2
18. ~¢H$ H$s AmH$pñ_H$ Xo`VmAm| ? `o pñW{V {ddaU _| H¡$go Xem©B© OmVr h¢ ? 2

4 2 2 3=6
19. dmëQ> Ho$ g§ajU Ho$ {bE ^maVr` [aµOd© ~¢H$ Ûmam {Z`V {H$E JE {H$Ýht VrZ Cnm`m| H$m
3
20. d¡Ym{ZH$ VabVm AZwnmV Ho$ CÔoí` g_PmBE & 3
21. EH$ ~¢H$ Ho$ àMmbZ ? CXmhaU XoVo hþE g_PmBE & 3
22. Eb Zo < 1,00,000, 10% dm{f©H$ MH«$d¥{Õ ã`mO na 2 dfm] Ho$ {bE {Zdoe {H$E & Eb
Ûmam àmßV Hw$b am{e VWm Eb H$mo àmßV ã`mO H$s am{e kmV H$s{OE & 3

335 Page 4

SECTION B
(Subject Specific Skills) (5+6+6=17 marks)

Answer any 5 questions out of the given 7 questions. 5 1=5
7. 1
8. A bill of exchange was drawn on 30 th June, 2019 payable 30 days after
date. What will be the date of its maturity ? 1
9. How does length of time affect the market interest rate percentage ? 1
10. 1
11. 1
12. Give the meaning of V 1
13. Name the item which shows the biggest amount on the expenditure side
of a bank s Profit and Loss Account. 1

Answer any 3 questions out of the given 5 questions. 3 2=6
14. Define the following terms : 2
(a) Days of Grace
(b) Maturity date of Bill
15. What is the reason for providing shutter gates at bank branches ? 2
16. State any two categories of loans which could be priced without reference
to the base rate. 2
17. 2
18. Contingent L a bank ? How are these
shown in the Balance Sheet ? 2

Answer any 2 questions out of the given 4 questions. 2 3=6
19. State any three measures stipulated by RBI for Vault protection. 3
20. Statutory 3
21. What do you mean by operating expenses of a bank ? Explain by giving
examples. 3
22. L invested < 1,00,000 for 2 years @ 10% p.a. compounded annually. Find
the total amount and interest received by L. 3

335 Page 5 P.T.O.

IÊS> J
(`mo½`Vm-AmYm[aV àíZ) (2 4=8 A§H$)
3 2

23. E ~r gr ~¢H$ {b{_Q>oS> Omb§Ya _| EH$ ZB© emIm ImobZo H$s `moOZm ~Zm ahr h¡ & E_ H$mo
emIm ñWm{nV (H$m`_) H$aZo H$m Xm{`Ëd {X`m J`m & EH$ ghm`H$ Ho$ ê$n _|, E_ H$mo ZB©
emIm ImobZo Ho$ {bE ^maVr` [aµOd© ~¢H$ Ho$ ñWmZ {ZYm©aU VWm gwajm ~Mmd Ho$ A{Zdm`©
{Z`_m| H$mo g_PZo _| ghm`Vm H$s{OE & 4

24. h¢ VWm Xoe Ho$ gm_mÝ` ì`{º$ na _yë` d¥{Õ Ho$ à^md na EH$ n[a`moOZm
V¡`ma H$a aho h¢ & CÝhm|Zo AnZo AÜ`mnH$ go _yë` d¥{Õ H$mo {Z`pÝÌV H$aZo Ho$ VarHo$ nyN>o &
Cn`w©º$ g§X^© Ho$ g§~§Y _| ^maVr` [aµOd© ~¢H$ H$s _m¡{ÐH$ Zr{V Ho$ {H$Ýhr Xmo Am¡µOmam|
({d{Y`m|) H$mo g_PmBE & 4

25. E_ EH$ N>mÌ h¡ VWm ~¢qH$J VWm {dÎmr`Z _| {deofkVm àmßV H$a ahm h¡ VWm Eogo {H$gr
^r joÌ _| H$m`© H$aZo H$m CgH$m H$moB© H$m`©H$mar AZw^d Zht h¡ & CgH$s n[a`moOZm ~¢H$m| Ho$
ApÝV_ ImVm| na h¡ & ~¢H$ Ho$ pñW{V {ddaU H$m Z_yZm V¡`ma H$aZo _| CgH$m _mJ©Xe©Z
H$s{OE & 4

335 Page 6

SECTION C
(Competency-Based Questions) (2 4=8 marks)

Answer any 2 questions out of the given 3 questions.

23. ABC Bank Ltd. is planning to open a new branch in Jalandhar. M is
assigned with the responsibility of laying down branch set-up. As an
assistant, help M in understanding the RBI guidelines for location and
security safeguard rules mandatory to be followed for opening a new
branch. 4

24. P and Q are students and preparing a project on impact of price rise on
common people of the country. They asked their teacher about the ways
in which increase in prices can be controlled. In relation to the above
context, explain any two tools of monetary policy of RBI. 4

25.
working experience in any such field. Her project is about final accounts
in banks. Guide her in preparing a format of the bank 4

335 Page 7 P.T.O.