CBSE Class 12 Question Paper 2022 Insurance

SET-4
Series %BAB% àíZ-nÌ H$moS>
Q.P. Code 338
amob Z§. narjmWu àíZ-nÌ H$moS> H$mo CÎma-nwpñVH$m Ho$
Roll No. _wI-n¥ð >na Adí` {bIo§ &
Candidates must write the Q.P. Code on
the title page of the answer-book.

H¥$n`m Om±M H$a b| {H$ Bg àíZ-nÌ _o§ _w{ÐV n¥ð> 7 h¢ &
àíZ-nÌ _| Xm{hZo hmW H$s Amoa {XE JE àíZ-nÌ H$moS H$mo narjmWu CÎma-nwpñVH$m Ho$ _wI-n¥>ð> na
{bI| &
H¥$n`m Om±M H$a b| {H$ Bg àíZ-nÌ _| >25 àíZ h¢ &
H¥$n`m àíZ H$m CÎma {bIZm ewê$ H$aZo go nhbo, CÎma-nwpñVH$m _| àíZ H$m H«$_m§H$ Adí`
{bI| &
Bg àíZ-nÌ 15 {_ZQ >H$m g_` {X`m J`m h¡ & àíZ-
10.15 ~Oo {H$`m OmEJm & 10.15 ~Oo go 10.30 ~Oo VH$ N>mÌ Ho$db àíZ-
Bg Ad{Y Ho$ Xm¡amZ do CÎma-nwpñVH$m na H$moB© CÎma Zht {bI|Jo &
Please check that this question paper contains 7 printed pages.
Q.P. Code given on the right hand side of the question paper should be written
on the title page of the answer-book by the candidate.
Please check that this question paper contains 25 questions.
Please write down the serial number of the question in the
answer-book before attempting it.
15 minute time has been allotted to read this question paper. The question
paper will be distributed at 10.15 a.m. From 10.15 a.m. to 10.30 a.m., the
students will read the question paper only and will not write any answer on
the answer-book during this period.

~r_m
INSURANCE

1
:1 : 30
2
1
Time allowed : 1 hours Maximum Marks : 30
2

338 Page 1 P.T.O.

:

(i)
(ii)
(iii) 5 6
1 4
5 6
(iv) 17 16
7 13
14 18
19 22
(v) 8 3
23 25
(vi)
(vii) /

IÊS H$
(amoµOJma H$m¡eb) (3+2=5 A§H$)

4 3 3 1=3

1. {H$Ýht Xmo _yë`m| H$mo {b{IE Omo CÚ_r H$mo CÎm_ ~ZmVo h¢ & 1
2. h¢ ? 1
3. h[aV H$m`m] Ho$ {H$Ýht Xmo joÌm| Ho$ Zm_ {b{IE & 1

4. ~oH$ma/ Ho$ boZXoZ eãX H$mo g_PmBE & 1

2 1 1 2=2
5. CÚ_r ~ZZo _| AmZo dmbr {H$Ýht Mma ~mYmAm| H$mo {b{IE & 2
6. ñHy$br N>mÌm| Ûmam dmVmdaU _| J«rZhmCg J¡gm| H$mo H¡$go H$_ {H$`m Om gH$Vm h¡ ?
(H$moB© Xmo {~ÝXþ) 2
338 Page 2

General Instructions :
(i) Please read the instructions carefully.
(ii) This question paper is divided into three sections, viz. Section A,
Section B and Section C.
(iii) Section A is of 5 marks and has 6 questions on Employability Skills.
(a) Questions number 1 to 4 are one mark questions. Attempt any
three questions.
(b) Questions number 5 and 6 are two marks questions. Attempt any
one question.
(iv) Section B is of 17 marks and has 16 questions on Subject Specific Skills.
(a) Questions number 7 to 13 are one mark questions. Attempt any
five questions.
(b) Questions number 14 to 18 are two marks questions. Attempt any
three questions.
(c) Questions number 19 to 22 are three marks questions. Attempt any
two questions.
(v) Section C is of 8 marks and has 3 Competency-Based Questions.
Questions number 23 to 25 are four marks questions. Attempt any
two questions.
(vi) Do as per the instructions given in the respective sections.
(vii) Marks allotted are mentioned against each section/question.

SECTION A
(Employability Skills) (3+2=5 marks)

Answer any 3 questions out of the given 4 questions. 3 1=3
1. Write any two values that makes an entrepreneur perfect. 1
2. What do you mean by customer survey ? 1
3. Name any two sectors of Green Jobs. 1
4. 1

Answer any 1 question out of the given 2 questions. 1 2=2
5. Write any four barriers to become an entrepreneur. 2
6. How can greenhouse gases be reduced in the environment by school
students ? (Any two points) 2

338 Page 3 P.T.O.

IÊS I
({df` {d{eï> H$m¡eb) (5+6+6=17 A§H$)

7 5 5 1=5
7. Cg A{Y{Z`_ H$m Zm_ ~VmBE Omo V¥Vr` nj Xo`Vm Omo{I_ Ho$ {déÕ A{Zdm`© ~r_m àXmZ
H$aVm h¡ & 1
8. {H$gr ^r ì`{º$ H$s _¥Ë`w `m emar[aH$ MmoQ> bJZo na {H$g gr_m VH$ Xo`Vm H$s aH$_ Xr Om
gH$Vr h¡ ? 1
9. EH$ ì`{º$ H$mo AñnVmb _| Ý`yZV_ {H$VZo K§Q>o ahZm Mm{hE, {Oggo {H$ Xmdm {H$`m Om
gHo$ ? 1
10. n[adma âbmoQ>a {M{H$Ëgm nm°{bgr {H$VZo dfm] VH$ Omar H$s Om gH$Vr h¡ ? 1
11. ì`mnma Ho$ K§Q>m| h¢ ? 1
12. {H$g ~r_o _| Ho$ à_mU A{Zdm`© h¢ ? 1
13. ñdmñÏ` ~r_m nm°{bgr {H$g CÔoí` Ho$ {bE Omar H$s OmVr h¡ ? 1

5 3 3 2=6
14. _moQ>a dmhZ ~r_m Ho$ AZwgma _moQ>a dmhZm| Ho$ dJuH$aU H$s lo{U`m| H$mo {b{IE & 2

15. H$m¡Z-go A{Y{Z`_ Ho$ AÝVJ©V amÁ` gaH$ma H$mo V¥Vr` nj Xmdo Ho$ {ZnQ>mao Ho$ {bE _moQ>a
XþK©Q>Zm Xmdm Ý`m`m{YH$aU (E_.E.gr.Q>r.) ñWm{nV H$aZo Ho$ {bE geº$ {H$`m J`m h¡ ? 2

16. -a{hV gw{dYm ~r{_V Ho$ {bE H¡$go bm^Xm`H$ h¡ ? 2
17. EH$ ì`{º$ ? 2
18. g|Y_mar ~r_o H$s _w»` {deofVmAm| H$mo ~VmBE & 2

4 2 2 3=6

19. _moQ>a dmhZ ~r_m Ho$ AW© H$mo g_PmBE & 3
20. ñdmñÏ` ~r_m Ho$ AÝVJ©V AmZo dmbo {d{^Þ H$daoOm| H$s gyMr ~ZmBE & 3
21. CZ VÏ`m| H$mo ~VmBE Omo g|Y_mar ~r_m _| àr{_`_ H$m {ZYm©aU H$aVo h¢ & 3

22. {H$Z XemAm| _| g|Y_mar ~r_o Ho$ Xmdo H$mo XoZo go _Zm {H$`m Om gH$Vm h¡ ? 3

338 Page 4

SECTION B
(Subject Specific Skills) (5+6+6=17 marks)

Answer any 5 questions out of the given 7 questions. 5 1=5
7. Name the Act which provides for mandatory insurance against third
party risk. 1
8. To what extent can the amount of liability incurred in respect of death or
bodily injury to any person be given ? 1
9. For how many minimum hours should a person stay in the hospital in
order to make a claim ? 1
10. Up to how many years can Family Floater Mediclaim Policy be issued ? 1
11. What do you 1
12. In which insurance is 1
13. For what purpose is the Health Insurance Policy issued ? 1

Answer any 3 questions out of the given 5 questions. 3 2=6
14. Write down the categories in which motor vehicles are classified as per
motor vehicle insurance. 2
15. Under which Act has the State Government been empowered to set up
Motor Accident Claims Tribunals (MACT) for adjudicating upon third
party claim ? 2
16. How is 2
17. Why is the health insurance compulsory for a person ? 2
18. Explain the salient features of burglary insurance. 2

Answer any 2 questions out of the given 4 questions. 2 3=6
19. Explain the meaning of motor vehicle insurance. 3
20. List the various covers available under Health Insurance. 3
21. Enumerate the factors that decide the premium in burglary insurance. 3
22. In which cases may the claim of burglary insurance be denied ? 3

338 Page 5 P.T.O.

IÊS> J
(`mo½`Vm-AmYm[aV àíZ) (2 4=8 A§H$)

3 2

23. lr AO` JwßVm nyao ^maV _| EH$ ì`mnma H$a aho h¢ & dh CÎmamIÊS> Ho$ EH$ joÌ _|
ahVo h¢ & CZHo$ nmg ì`mnma CÔoí` Ho$ {bE EH$ H$ma h¡ {OgH$m ~r_m CÝhm|Zo ZoeZb BÝemoa|g
H$ånZr go {H$`m hþAm h¡ & V¥Vr` nj ~r_m Ho$ Abmdm, Amn AO` JwßVm H$mo Xÿgao àH$ma
H$s Omo{I_m| H$mo H$da H$aZo Ho$ {bE H$m¡Z-gm ~r_m boZo H$m gwPmd X|Jo ? H$maU
g{hV CÎma Xr{OE & 4

24.
dh EH$ XÿY gßbm`a h¡ & EH$ {XZ CZH$mo AnamY H$aVo g_` emar[aH$ MmoQ> bJ OmVr h¡ &
A~ Eogo _| amOy ~r_m aH$_ Ho$ {bE ~r_m H$ånZr _| Xmdm H$aVo h¢ & g§jon _| g_PmBE `{X
Xmdo H$mo AmJo àH«$_{UV {H$`m OmEJm & 4

25. {dZ` Hw$_ma Zo AnZo ^dZ H$mo g|Y_mar Omo{I_m| go ~MmZo Ho$ {bE ~r_m H$am`m h¡ Am¡a CgZo
AnZo ^dZ _| Hw$N> _w»` n[adV©Z {H$E h¢ {Oggo ^dZ g|Y_mar Ho$ {bE A{YH$ Agwa{jV
hmo OmVm h¡ & `{X g|Y_mar H$s KQ>Zm hmoVr h¡ ,
hmoJr ? Eogo {H$Ýht AÝ` Xmo H$maH$m| H$mo g_PmBE {Oggo nm°{bgr A_mÝ` hmo OmVr h¡ & 4

338 Page 6

SECTION C
(Competency-Based Questions) (2 4=8 marks)

Answer any 2 questions out of the given 3 questions.

23. Mr. Ajay Gupta is running a business all over India. He lives in a hilly
area of Uttarakhand. He has a car for business purpose and has insured
his car with National Insurance Company. Apart from the third party
insurance, which insurance would you suggest to Ajay Gupta to cover the
other risks also and why ? Answer with reason. 4

24. Mr. Raju lives at Janakpuri in Delhi and took Personal Accident Policy,
because he is a milk supplier. One day he got injured bodily while
committing a crime. Now, Raju claimed the insurance amount from the
company. Briefly explain if the claim will be processed. 4

25. Vinay Kumar has insured his premises against the risk of burglary and
made certain changes in his premises which made it more vulnerable to
burglary. If the burglary takes place, will this happening still be covered
under his policy ? Explain any other two factors which can make the
policy void. 4

338 Page 7 P.T.O.