CBSE Class 12 Marking Scheme 2022 for Banking

CBSE | DEPARTMENT OF SKILL EDUCATION BANKING (SUBJECT CODE-811) CLASS XII (SESSION 2021-2022) MARKING SCHEME FOR TERM -1 Max. Time Allowed: 90 Minutes (1½ Hrs.) Max. Marks: 30 General Instructions: 1. Please read the instructions carefully 2. This Question Paper is divided into 03 sections, viz., Section A, Section B and Section C. 3. Section A is of 05 marks and has 06 questions on Employability Skills. 4. Section B is of 20 marks and has 25 questions on Subject specific Skills. 5. Section C is of 05 marks and has 07 competency-based questions. 6. Do as per the instructions given in the respective sections. 7. Marks allotted are mentioned against each section/question. 8. All questions must be attempted in the correct order SECTION A Answer any 5 questions out of the given 6 questions on Employability Skills (1 x 5 = 5 marks) 1 b) Non Verbal Communication 1 2 c) Namaste 1 3 d) self-management 1 4 d) organizational 1 5 a) Ctrl+ V 1 6 c) slides 1 SECTION B Answer any 20 questions out of the given 25 questions (1 x 20 = 20 marks) 7 (b) Letter of credit 1 8 (d) One, multiple 1 9 (b) Both assertion and reason are correct 1 10 (c) Deferred Payment Guarantee 1 11 (b) Non- fund 1 12 (c) Commission 1 13 (c) Bank 1 14 (c) Bailor, Bailee 1 15 (d) the banks do not know what is kept in the lockers 1 16 (a) To deposit cash or cheques into the Bank account of the account holder 1 811-MS- XII-Term 1 (2021-22) 1

17 (c) OTP 1 18 (a)Location-aware applications are considered to be invasion of privacy 1 19 (a) Phishing 1 20 c) ECS Credit 1 21 (a) Both assertion and reason are correct 1 22 (a) 7 working days 1 23 (c) 3,4,2,1 1 24 (c) Focus on risk management and policies 1 25 (c) IFSC 1 26 (b) Three 1 27 b) Unless there is some issue which is beyond the level of the front line staff. 1 28 c) Back Office 1 29 c) Loan proposals beyond his sanctioning powers 1 30 b) Custodian 1 31 c) Sept,2013 1 SECTION-C (COMPETENCY BASED QUESTIONS) Answer any 5 questions out of the given 7 questions (1 x 5 = 5 marks) 32 c) ₹50000 is less amount to transfer 1 33 d) NEFT 1 34 d) Indian Financial System Code 1 35 b) Cash 1 36 c) BHIM 1 37 a) 3 months 1 38 c) Withdrawal of cash 1 811-MS- XII-Term 1 (2021-22) 2